Credit Analyst

2 weeks ago


Delhi, Delhi, India Shree Vishnupriya Finance & Leasing Full time ₹ 8,00,000 - ₹ 12,00,000 per year

Job Description

  • Credit appraisal and recommendation based on the company's norms and credit policy.
  • Scrutiny and verification of all supporting documents, including the property papers, whether the property documents are for residential purposes or not.
  • Analysis of CIBIL reports and pre-existing loan track records G churning in banking.
  • Understanding business models, critical analysis of business and financial risks, financial ratio analysis, and credit meetings to evaluate customers financial status.
  • Evaluate customer records and recommend payment plans based on data earnings, savings, payment history, and purchase activity.
  • Comprehensive off-balance sheet analysis of the borrower with respect to banking, tax returns, debtors/creditors analysis, creditworthiness, background check, CIBIL, ROC, and various other compliance, etc.
  • Ensuring portfolio quality is maintained to the highest standards and delinquency is under control.
  • Performing credit follow-ups on parameters to establish creditworthiness c clients for approval of credits.
  • Analyzing the portfolio health and risk involved in a particular segment of assets G profile and giving timely feedback to the sales team in the region.
  • Scrutinizing the documents provided by customers to ensure compliance with all rules G regulations.
  • Manage day-to-day activities of the team and ensure compliance with procedures and policy guidelines; encourage, motivate, and develop agent skill sets; and manage personal development goals for them.
  • PRODUCT KNOWLEDGE:- BL (BusinessLoan)
  • Rooftop Solar | Machinery Loan | Personal Loan | Consumer Durable Loan.
  • Livestock Loan

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