Credit Analyst

1 day ago


Delhi, Delhi, India Intellectual Capital Hr Consulting Full time ₹ 5,00,000 - ₹ 15,00,000 per year

Position: Credit Analyst

Grade : Depends

Roles & Responsibilities :

Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers

Analyzing: The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them.

Understand: Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst.

Transaction History: Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial status.

Reporting: They are responsible for creating reports about the degree of risk involved in lending money to clients.

Tracking: A Credit Analyst's duty involves tracking of legislation and government policies to stay updated with the latest laws.

Application: Fill out the application and include the Credit analysis for requesting a loan or Credit is also a duty of a Credit Analyst. Then submitting these loan applications to loan committees for their approval.

Qualifications Needed :

The candidate must have a bachelor's degree from any recognized University in India.

Banks give preference to CA and MBA for Credit Analyst role

It will be a plus if an individual has a Bachelor's degree in finance, accounting, or other related fields like ratio analysis, statistics, economics, calculus, financial statement analysis, and risk assessment. Because these subjects are necessary for a Credit Analyst to perform the risk assessment process.

Proven working experience as a Credit Analyst

Particular Product and Industry experience

Additional certification may be required.

Strong communication skills (Written as well as Verbal).

Excellent managerial, Analytical, and time-management skills.

Ability to prioritize tasks.

10.   Proficient in Microsoft Office or other financial software.

11.   Advanced Excel skills.


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