Area Credit Manager
6 hours ago
10024
To underwrite corporate finance business and manage the portfolio in assigned area .
o Support and co-partner with business teams to manage end to end credit approval for the designated region
o Underwrite cases and present to senior level
o Authorize deviations raised and documented by underwriters in compliance with credit policy.
o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
o Approve all disbursement requests on the basis of achieved adherence to requirements on agreement value, full documentation attainment at the branch level.
o Monitor and oversee PDD management and ensure timely completion of personal discussion documents through customer visits in high value cases.
o Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
o Co-ordinate with the recoveries team and generate business insights.
o Lead a team of credit approvers to ensure portfolio quality and delinquencies.
o Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB
o Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.
o Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy.
MBA/PGDBA/PGPM/ CA or Equivalent
-
Area Manager Credit
6 days ago
Delhi, Delhi, India Hinduja Housing Finance Full time ₹ 20,00,000 - ₹ 25,00,000 per yearIntersted candidate can share CV to / Role & responsibilities• Managing the regional credit function• Deliver Credit assessment of Home Loans and Loan against Property• Follow TAT, Compliance, policies and procedures as per NHB guidance• Maintain a department organizational structure sufficient to meet all goals and objectivesto include a fail proof...
-
Credit Manager
2 days ago
Delhi, Delhi, India Tata Capital Full time ₹ 5,00,000 - ₹ 15,00,000 per yearCompany DescriptionTata Capital Limited, a subsidiary of Tata Sons Limited, is registered with the Reserve Bank of India as a Core Investment Company. Offering a broad range of fund and fee-based financial services, Tata Capital caters to retail, corporate, and institutional customers. The company operates in various business areas like Commercial Finance,...
-
Credit manager
1 week ago
Delhi, Delhi, India Digner Fin-lease & Investment Pvt. Ltd. Full time ₹ 8,00,000 - ₹ 12,00,000 per yearCompany DescriptionDigner Fin-lease & Investment Pvt. Ltd. (DFAIPL PVT LTD) is a trusted and advanced Non-Banking Finance Company (NBFC) dedicated to providing instant financial solutions and facilitating the business of digital lending. With a vision of empowering eligible customers with financial strength, DFAIPL PVT LTD stands by those facing financial...
-
Credit Manager
1 week ago
Delhi, Delhi, India Maxemo Capital Full time ₹ 6,00,000 - ₹ 10,00,000 per yearPosition: Credit Manager - (Unsecured Business Loan)Company: Maxemo Capital - NBFCJob Summary: The Credit Manager is responsible for assessing and managing credit risk associated with the NBFC's working capital lending activities. This includes evaluating the creditworthiness of potential borrowers, setting credit limits, monitoring existing loans, and...
-
Credit Manager
13 hours ago
Delhi, Delhi, India Mahashakti Financiers Ltd. Full time ₹ 3,00,000 - ₹ 6,00,000 per yearJob Title: Credit ManagerDepartment: OperationsJob Summary:A Credit Manager in an NBFC (Non-Banking Financial Company) is responsible for evaluating loan applications, assessing creditworthiness, minimizing risk exposure, and ensuring compliance with lending policies. This role involves credit risk analysis, approval of loan proposals, and monitoring loan...
-
Credit Manager
2 weeks ago
Delhi, Delhi, India Everlight Holdings Full time ₹ 4,00,000 - ₹ 12,00,000 per yearResponsibilities:Collaborate with sales team on financing solutionsMonitor credit risks and mitigation strategiesEvaluate loan applications through credit analysisManage credit portfolio performance and reporting
-
Credit Manager
1 week ago
Delhi, Delhi, India Maxemo Capital Full time ₹ 15,00,000 - ₹ 25,00,000 per yearPosition: Credit Manager - NBFC (Unsecured Business Loan)Key Responsibilities:Credit Assessment:Evaluate the creditworthiness of potential borrowers by analyzing financial statements, credit reports, industry trends, and other relevant data.Utilize credit scoring models and risk assessment tools to make informed lending decisions.Underwriting:Determine...
-
Senior Credit Manager
1 week ago
Delhi, Delhi, India Rising Sun Business Solutions Full time ₹ 12,00,000 - ₹ 36,00,000 per yearSr. Credit Manager - Credit SME - SEG - Delhi - Delhi | Aditya Birla Capital Limited | Financial Services Key Result Areas: Selection - Based on internally defined criterion, analysis of market information, current macroeconomic scenario & portfolio concentration, etc Assessment - Management Risk, Industry Risk, Business Risk and Financial Risk ...
-
Area Manager
13 hours ago
Delhi, Delhi, India Bajaj Finance Full time ₹ 12,00,000 - ₹ 24,00,000 per yearJob Purpose This position is open with Bajaj Finance Ltd.Duties and ResponsibilitiesTo achieve collection targets assigned to the territory by meeting collection target for the states or region assigned.- Meeting the Target on Cost of Collections.- Ensuring meeting PI Targets within cost limit specified.- Ensuring legal guidelines are complied for entire...
-
Credit Manager
2 weeks ago
Delhi, Delhi, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Manager-Alternate Asset Group-ARD Funded High Teen Products The key responsibilities of the role will be as follows:Assessment of credit worthiness of potential customers with a ticket size of 10.00 Cr to Cr Structuring & customizing the products to suit the customer's requirements, keeping in mind the risk profile, cash flows and security. ...