Manager/Senior Manager Credit

4 days ago

Delhi, Delhi, India DMI Finance Private Limited Full time

Locations:

  • Ludhiana
  • Pune
  • Patna
  • Delhi

About DMI Finance:

Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.

Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing finance, digital consumer and MSME finance and asset management.

DMI is supported by global institutional investors, strategic family offices and leading banks and public market creditors in India.

Job Purpose:

Incumbent will be part Secured Loan- MSME - Risk & Policy Team for DMI Consumer Credit team. Core responsibilities would include evaluating creditworthiness of the clients by analyzing the financial performance of the clients for secured products primarily Loan against property

Accountability:

Credit underwriting

  • Underwriting Secured loans – Loan against property proposals as per the laid down policies and procedure
  • Identify & assess the risk in the proposal, provide adequate credit support to the business, approve credit applications
  • Conducting PD and field visits to understand the client requirements and check credit worthiness.
  • Scrutinizing the financials and relevant documents and checking the credit history of the client

Policy Support formulation

  • Suggest policies modifications, wherever required, for new partners and channels (Acquisition & Line management)
  • Identify and re-engineer processes on an ongoing basis and take corrective action in a timely manner without disrupting regular lending workflow
  • Work with tech team to design test and implementation for any changes (partner related or regulatory) in policies.

Portfolio Management

  • Constantly Evaluate portfolio performance.
  • Benchmark to Industry Standards.

Stakeholder Management

  • Working closely with business sales managers to maintain a balanced and profitable credit portfolio.
  • Providing guidance to the business team w.r.t areas of policy and processes would be required on an ongoing basis.
  • Interacting with cross functional teams and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms
  • Participating in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives

Qualifications

Minimum Qualification: Postgraduate degree in management / CA

Skills:
Digital Assessment, Tech-savviness, Advanced Excel

Work Experience

6-8 Years of relevant experience for Senior Manager

2-5 Years of relevant experience for Manager

  • Credit Manager

    4 days ago

    Delhi, Delhi, India Aksum Trademart Full time

    A Credit Manager plays a crucial role in managing an organizations credit policy and procedures. This position involves evaluating the creditworthiness of potential customers, managing credit risk, and ensuring the company's credit policies are adhered to. Below are the key roles and responsibilities of a Credit Manager:Product – Corporate Credit...

  • Regional Credit Manager

    1 week ago

    Delhi, Delhi, India Tata Capital Full time

    DescriptionEnd-to-End Credit Approval:Support and partner with business teams to manage the entire credit approval process within the designated region.Credit Underwriting:Underwrite credit applications for corporate finance products across all customer segments.Present underwriting recommendations to senior-level management.Having deep understanding of...

  • Regional Credit Manager

    1 week ago

    Delhi, Delhi, India Tata Capital Full time

    DescriptionJob DescriptionCredit Portfolio Oversight:Assume responsibility for the continuous monitoring and management of Midcorporate Division's diverse credit portfolio.Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio.Undertake in-depth and ongoing analyses of business performance,...

  • Credit Manager

    1 week ago

    Delhi, Delhi, India Digner Fin-lease And Investment Full time

    Job Title: Credit ManagerExperience: 1 - 2 YearsLocation: Janakpuri West, DelhiIndustry: NBFC / Banking / LendingQualification: Any GraduateNotice Period: DaysJob Description / Responsibilities:Assess and evaluate personal loan applications by analyzing financial statements, income documents, credit bureau reports, and banking details.Perform credit...

  • Senior Credit Risk Manager

    1 week ago

    Delhi, Delhi, India Origin Hr Full time

    Mumbai / Pune / Bangalore / Delhi NCR / HyderabadRequirements7+ years in credit risk management, including 3+ years in a managerial role.Proven experience in financial analysis, risk assessment, and credit decision-making.Strong understanding of credit management, financial instruments, and contract law.Proficient in SAP, GenPlus, Salesforce, and MS...

  • Deals Researcher

    1 week ago

    Delhi, Delhi, India Xpert Manager Full time

    We are building , a platform for tools, services, mentors, digital products, and creator offers.We need a researcher who can find deals, verify them, write short summaries, and outreach to creators to list their offers on Oorgin.Your ResponsibilitiesFind daily deals/offers from tools, services, courses, mentors, plugins, SaaS, etc.Verify authenticity...

  • Branch Credit Manager

    1 week ago

    Delhi, Delhi, India Piramal Finance Full time

    Company DescriptionPiramal Finance LimitedRole DescriptionThis is a full-time, on-site role for a Branch Credit Manager located in Delhi, India. The Branch Credit Manager will be responsible for evaluating and managing overall credit processes, analyzing credit risk, and ensuring sound financial practices to maintain the quality of the branch's loan...

  • Credit Manager

    6 hours ago

    Delhi, Delhi, India Voice HR Full time

    We are looking for Credit Manager - EIL (Education Institutional Loan) / School Funding / School Loan with leading NBFC. Location - Delhi CTC - 8.5 MaxAge - 35 Yrs Max Can share CV to

  • Credit Manager

    4 days ago

    Delhi, Delhi, India Tata Capital Ltd Full time

    1 Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)2 Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility3 Undertake regular interaction with collections / sales to track...

  • Senior Manager

    9 hours ago

    Delhi, Delhi, India Darwinbox Full time

    Job DescriptionJob DescriptionPosition: Senior Manager – Credit ControlLocation: Delhi NCRJob SummaryWe are seeking an experienced Senior Manager – Credit Control to lead and manage the end-to-end credit control and collections process for the Delhi NCR region. The role will be responsible for customer follow-ups, account reconciliations, MIS reporting,...