Regional Credit Manager
3 days ago
Job Description
Credit Portfolio Oversight:
- Assume responsibility for the continuous monitoring and management of Midcorporate Division's diverse credit portfolio.
- Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio.
- Undertake in-depth and ongoing analyses of business performance, meticulously comparing actual outcomes against initial projections.
- Engage with business/client teams to address discrepancies, formulate corrective action plans, and enhance overall performance.
Stakeholder Engagement:
- Establish and maintain robust channels of communication with clients and strategic partners.
- Serve as a bridge between the credit team and client teams to facilitate the seamless flow of information, promptly address concerns, and foster collaboration.
Reporting and Analysis:
Generate regular and comprehensive reports that provide a detailed view of portfolio performance, risk profiles, and emerging trends.
- Offer incisive and data-driven insights to senior management, enabling informed decision-making based on the analysis of portfolio data.
- Uphold rigorous standards of record management to support transparency, accountability, and audit readiness.
- Maintain a vigilant eye for opportunities to enhance the efficiency and effectiveness of credit monitoring processes.
- Actively participate in the development and implementation of industry-leading best practices for credit monitoring within the organization.
Cross-Functional Collaboration:
- Foster collaborative relationships with various internal functions, including Risk, Legal, and Operations, to holistically address portfolio-related challenges and opportunities.
- Promote synergy among different departments to maximize the overall effectiveness of credit monitoring efforts.
Risk Management:
- Proactively identify, evaluate, and categorize risks associated with the credit portfolio, encompassing financial, operational, and market-related dimensions.
- Collaborate closely with the credit team to devise and implement comprehensive risk mitigation strategies tailored to specific industries.
- Maintain rigorous adherence to the Credit Monitoring Policy and its associated procedures, ensuring that monitoring protocols remain aligned with the policy's stipulations.
Take a proactive role in refining and evolving monitoring procedures to adapt to changing industry dynamics.
Qualifications & Experience
- Minimum Degree: CA / MBA
- Minimum Years/type of experience: 8-10 Years of experience
-
Regional Credit Head
5 days ago
Delhi, Delhi, India Auxilo Full time ₹ 15,00,000 - ₹ 25,00,000 per yearJob DescriptionLead and manage the credit underwriting function across the assigned regionEvaluate and approve loan proposals within defined authority limits across product lines (Education Loans, School Funding, etc.)Ensure adherence to credit policy, underwriting standards, and compliance guidelinesDrive consistent portfolio quality by maintaining...
-
Area Manager Credit
1 week ago
Delhi, Delhi, India Hinduja Housing Finance Full time ₹ 20,00,000 - ₹ 25,00,000 per yearIntersted candidate can share CV to / Role & responsibilities• Managing the regional credit function• Deliver Credit assessment of Home Loans and Loan against Property• Follow TAT, Compliance, policies and procedures as per NHB guidance• Maintain a department organizational structure sufficient to meet all goals and objectivesto include a fail proof...
-
Delhi, Delhi, India Impeccable HR Consulting Pvt. Ltd. Full time ₹ 9,00,000 - ₹ 18,00,000 per yearHiring for a NBFC Regional Credit Manager Prime MarketBase DelhiSpan of Control Delhi NCRProduct Home LoanCTC 30 lacs fixedOnly CA requiredExperience required 10 yrsJob Description Underwriting and sanction of Home loan loan against property files sourced by sales team Maintaining TAT as per guidelines and taking case to decision point Will manage south with...
-
Regional Sales Manager
4 days ago
Delhi, Delhi, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per yearDescriptionKey Responsibilities:1. Sales Leadership & Strategy* Own and drive education loan disbursement targets for the assigned region.* Develop and execute regional sales plans aligned with organizational goals.* Analyze regional performance data and market trends to inform strategies.* Identify high-potential markets and scale operations accordingly.2....
-
Area Credit Manager
4 days ago
Delhi, Delhi, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per yearDescription10024 To underwrite corporate finance business and manage the portfolio in assigned area . o Support and co-partner with business teams to manage end to end credit approval for the designated regiono Underwrite cases and present to senior levelo Authorize deviations raised and documented by underwriters in compliance with credit policy.o Finalize...
-
Regional Sales Manager
5 days ago
Delhi, Delhi, India Acura Solution Full time ₹ 12,00,000 - ₹ 36,00,000 per yearJob Description:Job Purpose:To lead the commercial retail loans business in the assigned region by developing and implementing effective sales strategies, managing a team of sales professionals, and ensuring achievement of sales targets while maintaining asset quality and customer satisfaction.Key Responsibilities:Sales Strategy & Planning:Develop and...
-
Relationship Manager
4 days ago
Delhi, Delhi, India Tax Manager Full time ₹ 12,00,000 - ₹ 24,00,000 per yearJob Title: Relationship Manager - SalesLocation: Corporate Office - Naraina Vihar (Above Naraina Metro Station), New DelhiEmployment Type: Full-Time | PermanentIndustry: Financial Services | FintechSalary- 25k to 40kKey Responsibilities:Acquire and onboard new clients by understanding their tax and financial needs.Maintain strong client relationships through...
-
Credit Manager
6 days ago
Delhi, Delhi, India Tata Capital Full time ₹ 5,00,000 - ₹ 15,00,000 per yearCompany DescriptionTata Capital Limited, a subsidiary of Tata Sons Limited, is registered with the Reserve Bank of India as a Core Investment Company. Offering a broad range of fund and fee-based financial services, Tata Capital caters to retail, corporate, and institutional customers. The company operates in various business areas like Commercial Finance,...
-
Credit manager
2 weeks ago
Delhi, Delhi, India Digner Fin-lease & Investment Pvt. Ltd. Full time ₹ 8,00,000 - ₹ 12,00,000 per yearCompany DescriptionDigner Fin-lease & Investment Pvt. Ltd. (DFAIPL PVT LTD) is a trusted and advanced Non-Banking Finance Company (NBFC) dedicated to providing instant financial solutions and facilitating the business of digital lending. With a vision of empowering eligible customers with financial strength, DFAIPL PVT LTD stands by those facing financial...
-
Credit Manager
2 weeks ago
Delhi, Delhi, India Maxemo Capital Full time ₹ 6,00,000 - ₹ 10,00,000 per yearPosition: Credit Manager - (Unsecured Business Loan)Company: Maxemo Capital - NBFCJob Summary: The Credit Manager is responsible for assessing and managing credit risk associated with the NBFC's working capital lending activities. This includes evaluating the creditworthiness of potential borrowers, setting credit limits, monitoring existing loans, and...