Sales Officer
3 days ago
· Support and assist all Operations & back office works of Vehicle loan department on daily basis.
· Sourcing of vehicle loans for society as per the policy from open market or through BCs
· Collection and maintenance of Pre-disbursement and post disbursement documents.
· Background verification of customers and complete documentation process as instructed by A.O.
· Sourcing and empanelment of New BCs.
· Co-ordinating BCs and Registered office for invoice generation and pay out disbursements.
· Meet with applicants to obtain information for loan application and document collection accordingly.
· Analyse applicant financial status, creditworthiness and property evaluations to determine feasibility of granting loans
· Explain the customers about different products and options available as well as terms and conditions.
· Verification of loan agreements to ensure that they are complete and accurate according to policy.
· Computation of loan amount, EMI, Chrarges and Net disbursement amount.
· Handle customer complaints and take appropriate action to resolve them
· Co-ordinate with credit and operations team and ensure approvals and policy compliance and timely disbursements of loans.
· Ensure name transfer and hypothecation endorsement in RC and Insurance.
· Identify and Empanel RTO agents in your respective locations
· Market the products of society.
· Collection follow up and ensure prompt collection.
· Attending office activities and coordinate activities from Registered office and Branches/BCs
· Preparation of Office Note for Sanction.
· Maintaining and reporting MIS on daily basis, weekly and monthly basis – reference received, logins, rejections, hold, approved, disbursed and other pipeline cases.
· Ensuring timely registration of membership for the new customers.
· Checking the loan applications received and reporting the discrepancies found and timely rectification of the same.
· Inspecting the loan documents before forwarding for approval.
· Initiating Field Investigation and Vehicle Inspection
· Keep reporting your all activities including On-duty and non-punching movements.
· Responsible to hand over all loan documents to the registered office/branch without any loss or damage.
· BC registration process completion and code creation, Pay out calculation and initiation, approval confirmation from officer concerned.
· NACH registration process and re-initiation of rejected cases until gets registered.
Job Types: Full-time, Permanent, Fresher
Pay: ₹18, ₹25,000.00 per month
Benefits:
- Health insurance
- Provident Fund
Work Location: In person
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