Payments Product and Portfolio Execution Lead

1 week ago


Mumbai, Maharashtra, India Citi Full time US$ 1,50,000 - US$ 2,00,000 per year

Citi is seeking a highly experienced and driven Senior Vice President (SVP) to be part of the team leading the Payments Modernization strategy across the Asia South and JANA clusters. This critical role will be part of the team spearheading the execution of the OnePay Modernization program, collaborating with business, technology, and operations partners to transform our payments landscape. This individual will be responsible for setting the strategic direction, driving implementation, and managing a high-performing team to achieve ambitious business objectives. The ideal candidate possesses a deep understanding of the payments industry, including ISO messaging standards, competitive landscape, and emerging technologies like AI/ML.

Responsibilities:

  • Strategic Leadership:

  • Define and champion the product vision, strategy, and roadmap for Payments Modernization within the assigned clusters, aligning with the overall Services business strategy.

  • Conduct thorough market analysis, identifying opportunities and customer needs to inform regional market strategies and solutions.
  • Collaborate with OnePay Design Leads and cross-functional teams to determine the optimal approach for implementing the functional strategy.
  • Own the 3-5 year product portfolio roadmap, leveraging company-wide assets and driving necessary resource allocation.
  • Develop and execute a "test and learn" roadmap to validate product portfolio decisions.
  • Explore innovative ideas and solutions beyond the current product/service offering.
  • Execution & Delivery:

  • Translate strategic goals into actionable product requirements and user stories.

  • Prioritize and manage the product roadmap, ensuring alignment with business objectives and market demands.
  • Partner closely with engineering teams throughout the development lifecycle, from requirements gathering to implementation and validation.
  • Conduct gap analysis between current and future state product offerings, identifying areas for improvement and innovation.
  • Proactively identify and resolve cross-project dependencies and roadblocks.
  • Analyze, manage, iterate, and track the performance of features post-launch, optimizing for user experience and business impact.
  • Participate in agile ceremonies, including sprint reviews, retrospectives, and release planning.
  • Team & Stakeholder Management:

  • Lead and mentor multiple teams, fostering a culture of collaboration, innovation, and high performance.

  • Manage all aspects of team performance, including hiring, training, performance evaluations, compensation, and disciplinary actions.
  • Oversee budget planning and allocation for the Payments Modernization program.
  • Effectively communicate and negotiate with internal stakeholders at all levels, including senior management.
  • Build strong relationships with external partners and vendors as needed.
  • Effectively influence and align stakeholders across different functions and departments.
  • Risk Management & Compliance:

  • Ensure adherence to all applicable laws, rules, and regulations related to payments and data privacy.

  • Proactively identify and mitigate risks, safeguarding Citigroup, its clients, and assets.
  • Promote a strong culture of compliance and ethical conduct within the team.

Qualifications:

  • 10+ years of relevant experience, including 5-7+ years in a managerial capacity.
  • Proven track record of success in the payments industry, with a deep understanding of ISO messaging standards and competitive landscape.
  • Experience working in a regulated environment with a focus on privacy and security.
  • Experience with AI and ML technologies is highly desirable.
  • Demonstrated ability to lead and manage teams through organizational and cultural change.
  • Expertise in Design Thinking methodology and practical experience applying it to product development.
  • Strong understanding of consumer product development and a passion for emerging technologies.
  • Excellent communication, negotiation, and interpersonal skills.
  • Bachelor's degree or equivalent experience.
  • Master's degree is good to have.

Bonus Points:

  • Experience building developer-focused tools and platforms.
  • Experience with Agile methodologies and tools.

-

Job Family Group:

Product Management and Development

-

Job Family:

Product Development

-

Time Type:

Full time

-

Most Relevant Skills

Please see the requirements listed above.

-

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

-

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi's EEO Policy Statement and the Know Your Rights poster.



  • Mumbai, Maharashtra, India beBeeProductManager Full time ₹ 8,00,000 - ₹ 13,80,000

    Key Highlights:A leading financial services provider seeks an experienced professional to manage payment products.About the Role:This is a unique opportunity for an Assistant Product Manager- Payment Lounge (payment gateway) to join our team. The successful candidate will be responsible for overseeing end-to-end payment product lifecycles, collaborating with...


  • Mumbai, Maharashtra, India Fintech Farm Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    IndiaOn-siteMumbaiAbout RoarbankRoarbank is a digital banking platform launched by Unity SFB in cooperation with Fintech Farm, a global neobanking technology provider, in early 2025. Our mission is to become a leading consumer digital bank in India by delivering an outstanding user experience and robust banking solutions.About Fintech FarmWe are a UK-based...


  • Mumbai, Maharashtra, India beBeePayment Full time ₹ 12,00,000 - ₹ 18,00,000

    Job OverviewLead the development of innovative payment solutions as a Senior Product Manager.Key Responsibilities:Drive end-to-end product management from ideation to launch for key payment features.Design strategies to differentiate payment offerings and increase user adoption.Translate user needs into profitable products through detailed PRDs with clear...


  • Mumbai, Maharashtra, India Cashfree Payments Full time

    About us:Cashfree is a leading payments and API banking solutions company. We provide full-stack payments solutions enabling businesses in India to collect payments and make payouts via all available methods with a simple integration. Cashfree's offerings include an advanced and easy way to integrate payment gateway, a split payment solution for...


  • Mumbai, Maharashtra, India beBeePayment Full time ₹ 1,00,00,000 - ₹ 2,00,00,000

    **Job Title:** Lead ED & Product ManagerAbout the Role:We are seeking a highly skilled and experienced professional to manage our India Domestic Core & Emerging Payment Rails.Key Responsibilities:Business Ownership:Monitor business drivers and revenues to make informed decisions.Develop and execute strategies to capitalize on market opportunities.Ensure...


  • Navi Mumbai, Maharashtra, India Jio Payments Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    We're hiring an experienced and detail-oriented Production Support Team Member for our Payment domain. In this role, you will be responsible for monitoring, troubleshooting, and ensuring the up time and stability of critical banking applications. If you are passionate about ensuring seamless operations in the financial technology space and meet the...


  • Navi Mumbai, Maharashtra, India Jio Payments Bank Full time

    We're hiring an experienced and detail-oriented Production Support Team Member for our Payment domain. In this role, you will be responsible for monitoring, troubleshooting, and ensuring the up time and stability of critical banking applications. If you are passionate about ensuring seamless operations in the financial technology space and meet the...


  • Mumbai, Maharashtra, India beBeeStrategist Full time ₹ 2,00,00,000 - ₹ 2,50,00,000

    About the RoleWe seek a seasoned investment leader to define and execute our firm's overall investment strategy, driving performance in line with risk-adjusted return expectations over extended cycles.This strategic role encompasses both investment philosophy and portfolio management, offering clear visibility toward equity ownership and long-term...


  • Mumbai, Maharashtra, India beBeeProduct Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Job OverviewWe are seeking a skilled Product Manager to drive our cash management and digital payments initiatives.The successful candidate will be responsible for leading innovation and enhancing our existing payment products, ensuring they meet evolving client needs.Key Responsibilities:Identify and implement innovative methods to manage and enhance...


  • Mumbai, Maharashtra, India Cashfree Payments Full time

    About us: Cashfree is a leading payments and API banking solutions company. We provide full-stack payments solutions enabling businesses in India to collect payments and make payouts via all available methods with a simple integration. Cashfree's offerings include an advanced and easy way to integrate payment gateway, a split payment solution for...