Manager/Assistant Manager

8 hours ago

Goregaon, Maharashtra, India BOBCARD Full time ₹ 5,00,000 - ₹ 20,00,000 per year

Key highlights of the role are listed below (purely indicative and not limiting):

  • Consumer card product and complete life cycle management.
  • Tracking Product profitability, key products parameters tracking and co-ordination with all internal/external stakeholders for driving key interventions.
  • Increasing Market share & profitable growth of the portfolio.
  • SPOC for the Program for multiple departments.
  • Identify, design and implement consumer credit card products for incremental business growth.
  • Manage existing consumer cards and ensure periodic monitoring of key parameters and milestones.
  • Strategic project implementation to offer value added services (VAS) like wallets, scheme related projects, payment mechanisms, RCRL (LE Upgrade) etc.
  • Deliver targeted numbers ensuring the targeted customer and channel mix.
  • Deliver targeted profitability through efficient design and management of product construct, fees and charges
  • Monitor portfolio parameters and work closely with all departments for desired portfolio quality & parameters.
  • Ensure compliance with regulatory and industry requirements at all times.
  • Manage all internal/external stakeholders including but not limited to Sales, Marketing, Operations, Customer Service, Finance, IT, Risk and Collections.

Applicants should possess the following attributes:

  • Passion, Curiosity and interest to learn the entire Credit Card Business
  • Experience in Credit Card product and portfolio management. (Most Important 2
  • pointers)
  • Experience in managing cobrands or strategic alliances.
  • Exposure to Credit Card technology including issuance as well as merchant acquiring.
  • Understanding of Indian Credit Card Industry and Regulations governing it.
  • Strong business development and relationship skills
  • Commercial skills, negotiation skills and domain expertise
  • Product thinking, Problem solving, Strategic Orientation
  • Tech Understanding, Hustle, Collaboration Skills
  • Analytical Ability, Business Understanding, Marketing

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