Credit Manager
6 days ago
Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit
Credit Manager-Working Capital-Credit
JOB DESCRIPTION
Job Role :As part of Credit Team for Working Capital Finance• Managing team of Credit Managers
• Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based
• Under writing cases with desired level of quality and enabling achievement of branch business target by proper training
• Visiting customers for personal discussions and deal structuring
• Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
• To evaluate proposals of customers for Home Loans, Loan against Property
• Decision making within defined TAT
• Understanding of property related aspects (like legal title and market value of the property) is an added advantage
• Coordinating with sales, operations, legal, technical and customer service Job Requirements:
• Qualification- CA with relevant underwriting experience
• Job Knowledge – o Technical underwriting experience o Analytical skills
• Skills & Experience – o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player o Should have a sense of urgency & keenness to learn
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