Branch Credit Manager

4 days ago

Chittoor, India Talent21 Full time ₹ 9,00,000 - ₹ 12,00,000 per year

JD for Branch Credit Manager :

  • End to End Managing of Credit Shop at the Branches assigned
  • Proactively respond to the business requirements & challenges and

support Branch Business Team to acquire Quality Portfolio

  • To ensure FIRST TIME RIGHT of Logins at the branches, and

Disbursement dockets submitted to Central Operations.

  • Monitor Technical & Legal functions pertaining to the branch with

regard to timely receipt of Legal & Technical reports from vendors

maintaining quality of the reports as well.

  • Own & resolve the early mortality, delinquencies and NPAs from

new sourcing and existing portfolio.

To understand the competition policies regarding Micro LAP and

Affordable Housing, suggest improvements in our current policies

& products.

  • To liaison with Business, Subject Matter Experts at different levels

to clear customers loan proposals for faster decisioning.

  • To Constantly look out for opportunities for improve customer

experience by giving inputs to the Sr. Management for addressing

the unmet needs of the customer.

  • To Retain existing live loan customers.
  • To effectively liaison with law authorities for resolving conflicts if

any.

  • To Build a Quality and Profitable Loan Portfolio.

8

Skills and Exposure

:

  • A result oriented individual with Positive Mental Attitude with

Integrity, willing to put hardwork.

  • Proven ability to Work under Pressure with regard to TAT
  • Adherence to laid down credit policies and suggest improvements

if any.

  • Atleast 5 years experience in underwriting role, with atleast 3

years Mortgages & Affordable Housing experience with exposure

to Loan Origination software like Finnone, risk tools like Perfios,

Hunter, Karza.

  • Strong understanding of appraising proposals from Lower & Middle

Income Customer Segments, having worked in similar role in an

Affordable Housing or NBFC, with minimum 2 years of similar

exposure.

  • Excellent interpersonal and verbal communication skills
  • Ability to Work & Deliver business targets under pressure
  • Working knowledge of Collections/ Recoveries.

Location : Chittoor ,Tirupati,Guntur ,Rajahmundry,Vinukonda ,Kavali , Kakinada.

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