gold loan

1 week ago

Cochin, Kerala, India MALANKARA MULTI STATE COOPERATIVE CREDIT SOCIETY LIMITED Full time ₹ 2,40,000 - ₹ 3,00,000 per year

Gold loan ABM will be responsible for managing the gold loan portfolio, Driving business development, Ensuring compliance with regulatory requirements and providing exceptional customer service.

Gold loan Officer have strong understanding of the gold loan market, risk assessment, and the ability to lead a team effectively..

Oversee the gold nonportfolio, ensuring healthy loan growth and minimizing delinquency rate.

Monitor market trends and competitor activities to adapt strategies and enhance product offerings.

Develop and maintain strong relationships with customers to facilitate repeat business,

Ensuring best practices in gold appraisal and evaluate customer's goals assets for loan eligibility and determine appropriate LTV ratio.

Lead , train, and motivate the gold loan team to achieve performance targets and conduct regular performance & business target review

Ensure to compliance all transactions and take over the gold as per our policy and relevant legal and regulatory frameworks.

Overseeing the day to day operations if the branch to ensure efficient customer service in Gold loan

.Developing and implementing strategies to grow the business through cross- selling of gold loans and other financial products. Analyze trends and prepare forecasts to assist in strategic planning.

Develop strategies to drive business growth and expand the gold loan products and collaborate with marketing teams to create outreach programmes.

Ensure to compliance the cash managements and assets transits and proper maintenance of documentations and files.

Loan Disbursement:-

Application processing:-Ensure timely processing and sanctioning of gold loans once all requirements are met.

Disbursement Oversight:- Oversee the disbursement of fund to the customer in a manner compliant with internal policies.

Repayment monitoring :-Track and manage loan repayment schedules, ensuring timely collections and implement strategies to handle overdue loans, including communications with borrowers and collection process.

Job Type: Full-time

Pay: ₹20, ₹25,000.00 per month

Benefits:

  • Provident Fund

Work Location: In person

  • Gold Loan Officer

    1 week ago

    Cochin, Kerala, India UNITED FINGOLD Full time ₹ 2,40,000 - ₹ 30,40,000 per year

    GOLD LOAN OFFICER IS RESPONSIBLE FOR SOURCING, ASSESSING, PROCESSING, AND MANAGING GOLD LOAN APPLICATIONS IN ACCORDANCE WITH COMPANY POLICIES AND RBI GUIDELINES. THE ROLE INVOLVES HANDLING CUSTOMER QUERIES, VERIFYING THE PURITY AND WEIGHT OF GOLD, ENSURING ACCURATE DOCUMENTATION, AND ACHIEVING SALES TARGETS.Key Responsibilities:Customer Service & Loan...

  • Gold Loan Officer

    2 days ago

    Cochin, Kerala, India Muthoot FinCorp ONE Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Full Time Experience Gold Loan Officers Required for Major Cities in Kerala

  • Gold Audit Executive

    1 week ago

    Cochin, Kerala, India Rich Field Financial Service Ltd Full time ₹ 2,88,000 - ₹ 3,84,000 per year

    Looking for a GOLD LOAN AUDIT EXECUTIVELocation - Ernakulam ( All kerala traveling )Salary - 20, ,000 + AllowancesExperience - Minimum 1 year above profferedJobs and ResponsibilitiesConduct regular audits to assess financial compliance and identify any discrepancies or issues.Review financial records, statements, and transactions to ensure accuracy and...

  • Regional Manager, Ernakulam

    4 days ago

    Cochin, Kerala, India Muthoot Mercantile Full time ₹ 4,50,000 - ₹ 5,50,000 per year

    Role & responsibilitiesOversee and drive growth of the gold loan portfolio across the region: multiple branches or clusters.Set / monitor sales targets, disbursement goals, profitability objectives; ensure branches meet these metrics.Ensure operational efficiency, process compliance, KYC & regulatory adherence, quality audits.Manage risk: minimize NPAs /...

  • Customer Service Executive

    1 week ago

    Cochin, Kerala, India Rich Field Financial Service Ltd Full time ₹ 19,20,000 - ₹ 24,00,000 per year

    Looking for a CSE / Gold Loan OfficerLocation - ErnakulamExperience in Gold Loan preferred.· Leadership and Organizational skills· Business growth and sales· Achieve monthly target· improve overall business of the company· Customer relationship and customer serviceJob Types: Full-time, PermanentPay: ₹12, ₹20,000.00 per monthBenefits:Health...

  • Asst Branch Manager

    1 week ago

    Cochin, Kerala, India Yogakshemam Loans Ltd Full time ₹ 2,40,000 - ₹ 2,52,000 per year

    Qualification - Any DegreeExperience :For Asst Branch Manager 2 To 3 Experience in Gold LoanFor Office Assistant 0 To 1 Experience in Gold Loan or any fieldLocation - Sreemoolanagaram , Kalady , AluvaJob Type: Full-timePay: ₹15, ₹21,000.00 per monthBenefits:Provident FundWork Location: In person

  • Branch Manager

    2 days ago

    Cochin, Kerala, India NBFC Company UPPUTHARA Full time ₹ 2,40,000 - ₹ 3,00,000 per year

    A leading NBFC in kerala looking for a Experienced ,competent and energitic Branch Manager with adequate management ability with marketing skills for our THRIPUNITHURA Branch.Candidate should have at least 2 years experience in GOLD LOAN INDUSTRY only need to be applyJob Type: Full-timePay: ₹20, ₹25,000.00 per monthEducation:Bachelor's...

  • Branch Head

    4 days ago

    Cochin, Kerala, India Janani Mithra Group Full time ₹ 24,00,000 - ₹ 54,00,000 per year

    Job Description:We are seeking a dedicated and experienced Branch Manager with a minimum of 1 year of experience in a Branch Manager (BM) or Assistant Branch Manager (ABM) position. The ideal candidate will have experience in Investment Canvassing & Gold Loan Services.Key Responsibilities:Oversee daily branch operations and ensure smooth functioning.Achieve...

  • Sales Officer

    1 week ago

    Cochin, Kerala, India IDFC First Bharat ltd Full time ₹ 2,04,000 per year

    IDFC First Bharat is hiring Gold Loan sales officers across branches.Should be sales oriented and have to achieve target set by the business.Should have experience in gold loan sales.Should own a two wheeler and must be willing to work on field.Attractive salary and incentives offered.Petrol allowance,Food, Insurance provided by company.Job Type:...

  • Customer Relationship Executive

    1 week ago

    Cochin, Kerala, India FINOVEST GROUP Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    Finovest Group is seeking a dynamic and customer-focused Client Relationship Executive to join our growing team. The ideal candidate will have excellent communication and convincing skills, along with sound knowledge of financial products such as Recurring Deposits (RDs), Fixed Deposits (FDs), Gold Loans, and related services. This role involves building and...