Gold Loan Officer

1 day ago

Cochin, Kerala, India MALANKARA MULTI STATE COOPERATIVE CREDIT SOCIETY LIMITED Full time

Gold loan manager will be responsible for managing the gold loan portfolio, Driving business development, Ensuring compliance with regulatory requirements and providing exceptional customer service.

Gold loan manager have strong understanding of the gold loan market, risk assessment, and the ability to lead a team effectively..

Oversee the gold nonportfolio, ensuring healthy loan growth and minimizing delinquency rate.

Monitor market trends and competitor activities to adapt strategies and enhance product offerings.

Develop and maintain strong relationships with customers to facilitate repeat business,

Ensuring best practices in gold appraisal and evaluate customer's goals assets for loan eligibility and determine appropriate LTV ratio.

Lead , train, and motivate the gold loan team to achieve performance targets and conduct regular performance & business target review

Ensure to compliance all transactions and take over the gold as per our policy and relevant legal and regulatory frameworks.

Overseeing the day to day operations if the branch to ensure efficient customer service in Gold loan

.Developing and implementing strategies to grow the business through cross- selling of gold loans and other financial products. Analyze trends and prepare forecasts to assist in strategic planning.

Develop strategies to drive business growth and expand the gold loan products and collaborate with marketing teams to create outreach programmes.

Ensure to compliance the cash managements and assets transits and proper maintenance of documentations and files.

Loan Disbursement:-

Application processing:-Ensure timely processing and sanctioning of gold loans once all requirements are met.

Disbursement Oversight:- Oversee the disbursement of fund to the customer in a manner compliant with internal policies.

Repayment monitoring :-Track and manage loan repayment schedules, ensuring timely collections and implement strategies to handle overdue loans, including communications with borrowers and collection process.

Job Type: Full-time

Pay: ₹15, ₹25,000.00 per month

Benefits:

  • Provident Fund

Work Location: In person

  • Gold Loan Officer

    1 day ago

    Cochin, Kerala, India Muthoot FinCorp ONE Full time ₹ 5,00,000 - ₹ 10,00,000 per year

    Company DescriptionMuthoot FinCorp ONE, a Strategic Business Unit of Muthoot FinCorp Ltd., is committed to creating a modern and transparent financial ecosystem through innovative digital products. Specializing in services like Gold Loans from home, the company upholds the trusted values of its parent organization, the Muthoot Pappachan Group. The Muthoot...

  • gold loan

    3 days ago

    Cochin, Kerala, India MALANKARA MULTI STATE COOPERATIVE CREDIT SOCIETY LIMITED Full time ₹ 2,50,000 - ₹ 3,00,000 per year

    Gold loan Officer will be responsible for managing the gold loan portfolio, Driving business development, Ensuring compliance with regulatory requirements and providing exceptional customer service.Gold loan Officer have strong understanding of the gold loan market, risk assessment, and the ability to lead a team effectively..Oversee the gold nonportfolio,...

  • Gold Loan Officer

    2 weeks ago

    Cochin, Kerala, India Muthoot FinCorp ONE Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Full Time Experience Gold Loan Officers Required for Major Cities in Kerala

  • GOLD LOAN EXECUTIVE and ABM

    5 days ago

    Cochin, Kerala, India Sml Finance Limited Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Company OverviewSML Finance Limited, part of the esteemed SML Group, founded in 1980 by visionary Mr. C. C. William Varghese, prides itself on offering innovative financial services with a solution-oriented approach. With over 50,000 happy customers and a presence in Kerala, Tamil Nadu, and Karnataka, we emphasize organic growth and customer trust....

  • Customer Relationship Officer

    1 week ago

    Cochin, Kerala, India Purvaja Fincap Private Ltd Full time ₹ 1,80,000 - ₹ 2,50,000 per year

    Build and maintain relationship with customersKeep customers updated on various financial productsDeposit sourcing and fund mobilizationCanvassing and sourcing of new customers to increase gold loan BusinessGold appraisal, revenue generations through cross selling products at branch for insurance and other allied productsProper Collection of EMIsPreparing...

  • Business Development Executive

    1 week ago

    Cochin, Kerala, India Medcity Study Abroad Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Job Description for Business Development Executive ( Gold Loan sales) - Banking SectorCompany : Medcity International Academy Recruitment for Reputed BanksJob Type: Full-timeLocation: KochiJob Summary:We are looking for a goal-oriented and proactive Business Development Executive to drive customer acquisition and revenue growth in our banking operations....

  • Business Development Executive

    7 days ago

    Cochin, Kerala, India Medcity Study Abroad Full time ₹ 3,00,000 - ₹ 9,00,000 per year

    Job Description for Business Development Executive (BDE) - Banking SectorCompany : Medcity International Academy Recruitment -for Reputed BanksJob Type: Full-timeLocation: ErnakulamJob Summary:Medcity International Academy is seeking a results-driven and proactive Business Development Executive to drive customer acquisition and revenue growth for our banking...

  • Senior Branch Manager

    3 days ago

    Cochin, Kerala, India kannattu fingold finance private Limited Full time

    Job Summary:We are looking for an experienced and dynamic Branch Manager to lead and manage our NBFC branch operations. The ideal candidate should have 2–5 years of proven experience in handling sales, operations, and team management in the financial sector, particularly in retail loans, SME loans, or gold loans. This role demands leadership, business...

  • Branch Manager

    2 weeks ago

    Cochin, Kerala, India Nelko Finance Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    About the RoleWe're looking for a dynamic and performance-drivenBranch Managerto lead our Marine Drive branch operations. The ideal candidate will have a strong background in retail finance, gold loans, or NBFC operations and a proven ability to drive sales, manage people, and uphold compliance standards.Key Responsibilities:Lead and manage all branch...

  • branch executive- kolencherry| elanji branches

    2 weeks ago

    Cochin, Kerala, India Muthoot Finance Full time ₹ 2,40,000 - ₹ 4,80,000 per year

    We are seeking a dynamic and customer-focused Branch Executive to join our team at a reputed NBFC. The ideal candidate will handle branch operations, customer service, and loan processing while supporting sales and achieving business targets.Key Responsibilities:Assist customers with loan applications (e.g., gold loans, personal loans)Handle daily cash...