Field Officer

3 days ago

Thiruvananthapuram, India Virutcham Microfinance Limited Full time

he Field Officer (Joint Loan Group) plays a vital role in the operations of a microfinance company. The primary responsibility of this role is to facilitate and oversee the lending process for Joint Loan Groups, which are small groups of individuals who come together to access microfinance loans. The Field Officer acts as a liaison between the microfinance company and the Joint Loan Group members, ensuring effective communication, efficient loan disbursement, and timely repayment.

**The roles and responsibility of a Field Officer is furnished hereunder.**
- FO Reports to the Branch Manager.
- Formation of JLGs/Centers. Minimum of 5 centers with minimum 50 active clients should be sourced every month with center strength of 10 to 20 members.
- Collecting KYC documents for Credit Checking.
- Conducting two days Continuous Group Training (CGT) for centers.
- Conduct Centre meetings in the morning to collect the loan installments as per the time table / slot during the day in the morning and deposit the collected money in VML Branch before 2 PM.
- Group Formation, conducting CPV, conducting CGT, etc in the afternoon.
- FO's performance is measured in terms of number of Active Customers, Outstanding Loan Portfolio and Financial Inclusion through Opening Bank Accounts for borrowers and Compliance Adherence.
- Prompt recovery will scale up the performance.
- Any other work allotted by the BM then and there.

Qualification: 12th, ITI, Diploma or Degree Holders.

Working Timing : Morning 7.30 Am - 4:00 PM

Two Wheeler, Driving License Must.

**Job Types**: Full-time, Regular / Permanent

**Salary**: From ₹14,000.00 per month

**Job Types**: Full-time, Regular / Permanent

**Salary**: From ₹14,000.00 per month

**Benefits**:

- Cell phone reimbursement
- Flexible schedule
- Leave encashment
- Provident Fund

Schedule:

- Day shift
- Morning shift

Supplemental pay types:

- Commission pay
- Performance bonus
- Yearly bonus

Ability to commute/relocate:

- Mahe, Kerala: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work: 1 year (preferred)

**Speak with the employer**
+91 8825862116

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