Avp - Wholesale Banking / Corporate Lending

1 week ago


India gHRig People Solutions Full time

**Role : AVP - Wholesale Banking/Corporate Lending**

**Key Responsibilities -**
- **Client Relationship Management**:
- Develop and maintain long-term relationships with corporate clients, understanding their business needs and providing customized financial solutions to NBFCs, Fintech and MFI/MSME Industries.
- Serve as the primary point of contact for clients, ensuring high levels of client satisfaction and loyalty.
- **Business Development**:
- Identify and acquire new corporate clients to expand the wholesale banking portfolio.
- Diversifying the source of business generation by making Strategic Alliances & Partnerships with prospective business partners (Fintech) & channel partners (DSA’s).
- Managing the end-to-end process from Onboarding a partner to Integration & Delivery.
- **Credit & Risk Management**:
- Conduct credit assessments, credit appraisal, financial analysis, and due diligence for new and existing clients.
- Prepare credit proposals, ensure timely renewals, and monitor portfolio quality to mitigate risks.
- Work closely with Risk and Compliance teams to ensure adherence to regulatory and internal guidelines.
- **Portfolio Management**:
- Monitor client accounts to identify growth opportunities, potential risks, and changes in financial condition.
- Ensure timely resolution of client issues and service requests in coordination with internal departments.
- **Market & Industry Analysis**:
- Stay updated on market trends, industry developments, and competitor activities to identify new business opportunities and risks.
- Provide insights and recommendations to senior management for strategic decision-making.
- Monitoring Funds utilization & Statutory Compliances.
- **Collaboration**:
- Coordinate with product, operations, treasury, and other relevant teams to deliver integrated financial solutions.
- Contribute to team goals and share knowledge with peers.

**Job Requirement -**
- MBA-Finance/CA or equivalent qualification
- 6 - 10 years of relevant experience in wholesale lending
- Strong Networking and Relationship Building skills
- Ability to structure, discuss the deal contours with the relevant internal and external stakeholders
- Excellent skills in analyzing financial statements, interpreting data, calculation of key ratios
- Ability to do macros -economic analysis and understand sectoral drivers, relevant for company’s business
- Excellent communication skills, both written and spoken, in Hindi as well as English



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