RPMG:Strategy Team

Job Description

RPMG: Strategy Team Bharat Banking & Reach Market
INTERNAL USAGE:
No. of Vacancies: - Reports to: VP/AVP
Is a Team leader Y Team Size:

Grade: SM / AVP
Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: Strategy
Location: Mumbai
About Retail Portfolio Management Group
The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, Personal Loans and Credit Cards among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank
AbouttheRole

Key Responsibilities
Strategic Development:

- Design and implement effective collection strategies tailored to rural portfolios, taking into account the unique challenges and opportunities in these markets.
- Analyze market trends, customer behavior, and collection performance data to inform strategy adjustments.

Performance Management:

- Monitor and evaluate the effectiveness of collection strategies, utilizing key performance indicators (KPIs) to drive continuous improvement.
- Building a cost effective collection channels for respective products .
- Prepare regular reports and presentations for senior management, highlighting performance metrics and strategic recommendations.

Team Leadership:

- Lead and mentor a team of collection specialists, providing guidance and support to enhance their skills and performance.
- Foster a culture of accountability, collaboration, and customer-centricity within the team.

Process Improvement:

- - Work closely with cross-functional teams, including credit risk, sales, and operations, to align collection strategies with overall business objectives.
- - Collaborate with external partners and agencies as needed to enhance collection efforts.

Qualifications
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Role Proficiencies:
For successful execution of the job, the candidate should possess the following:

- Proven experience in strategy and product management, preferably within the financial services industry.
- Strong analytical skills with proficiency in data analysis and interpretation.
- Excellent project management skills with the ability to prioritize and meet deadlines.
- Strong interpersonal and communication skills with the ability to collaborate effectively.
- Ability to manage complex & dynamic situations.
- Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.
- Ability to handle pressure and meet deadlines