Sales and Collection

5 days ago


Aurangabad Saiyid, India Khushbu Auto Finance Limited Full time

**Job Title**: Sales and Collection Executive

**Location**: Aurangabad, Uttar Pradesh
**Company**: Khushbu Auto Finance Ltd.

**Job Summary**:
**Key Responsibilities:Sales Responsibilities**:

- Source customers for finance products like auto rickshaw loans and other secured lending.
- Maintain strong relations with dealers, DSAs, and local partners.
- Explain loan features, process, and eligibility to customers.
- Collect and verify required documents for loan processing.
- Meet monthly sales targets as assigned.

**Collection Responsibilities**:

- Follow up with customers for EMI payments and overdue recoveries.
- Conduct field visits for defaulters and ensure payment collections.
- Maintain daily records of collections and customer interaction.
- Report chronic defaulters to the legal or recovery team for further action.
- Ensure collection targets and efficiency benchmarks are met.

**Required Skills**:

- Good communication and interpersonal skills.
- Knowledge of local geography and customer profile.
- Experience in NBFC/BFSI field sales or collections preferred.
- Proficiency in basic Excel or mobile apps for reporting.
- Two-wheeler with valid driving license is mandatory.

**Eligibility Criteria**:

- Minimum Qualification: 12th pass (Graduates preferred)
- Experience: 1-3 years in sales and recovery (NBFC/banking experience preferred)
- Language: Fluency in Hindi and local dialect (Awadhi)

**Job Benefits**:

- Provident Fund (PF) & ESIC
- Mediclaim & Accidental Insurance
- Monthly Incentives on Achievement
- Mobile and Fuel Allowance (as per policy)
- Annual Paid Leaves

Pay: ₹14,000.00 - ₹16,000.00 per month

**Benefits**:

- Health insurance
- Paid sick time
- Paid time off
- Provident Fund

Schedule:

- Day shift


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