Loan Processor

9 hours ago

Andheri Mumbai Maharashtra, India Pcred Ventures Pvt Ltd. Full time

**Job Title**: Loan Processor

**Location**: Andheri East
**Department**: Credit/Loan Processing
**Reports To**: Credit Manager/Loan Processing Head

**Job Summary**:
**Key Responsibilities**:

- **Loan Documentation & Processing**:

- Ensure accuracy and completeness of customer documentation.
- Maintain a checklist for all necessary compliance requirements.
- **Process Notes & Appraisal Notes**:

- Prepare detailed appraisal notes covering financial viability, repayment capacity, and associated risks.
- Maintain process notes and ensure alignment with credit policies.
- Document key findings and recommendations for credit approvals.
- **Financial Analysis & Ratios**:

- Evaluate financial statements and key ratios to assess creditworthiness.
- Work on cash flow analysis, debt-to-income ratios, and other relevant metrics.
- Assist in risk assessment and decision-making.
- **eKYC & Compliance**:

- Perform eKYC verification and ensure all due diligence is completed.
- Adhere to regulatory and company policies for loan processing.
- Identify any discrepancies in customer information and resolve them.
- **Coordination & Reporting**:

- Liaise with internal teams (Credit, Risk, Sales) for smooth processing.
- Maintain accurate records and ensure audit readiness.

**Qualifications & Skills**:

- **Education**: CA, Inter CA, or relevant finance qualification.
- **Experience**: 1-3 years in loan processing, credit analysis, or a related field (preferred).
- **Technical Skills**:

- Strong understanding of financial statements and key credit ratios.
- Knowledge of loan appraisal methods and documentation.
- Familiarity with eKYC procedures and compliance norms.
- **Soft Skills**:

- Detail-oriented with strong analytical abilities.
- Excellent communication and coordination skills.
- Ability to work under tight deadlines and multitask.

Pay: ₹25,000.00 - ₹35,000.00 per month

Schedule:

- Day shift

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

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