Mortgage Underwriter

1 day ago

Remote, India VENPA GLOBAL TECHNOLOGIES PRIVATE LIMITED Full time

**Experience**: 4-6 Years

**Notice**: Immediate to 15 Days

**Must have : Live underwriting and Real Time Analysis (Should have Mention in Resume)**

**Job Overview**:
The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

**Experience: -**

**4years and above; recent experience of min 2 two years in Live Underwriting.**

**Education Qualification: -**

Degree Or Equivalent

**Preference: -**

US Mortgage Process (Only Night Shifts)

Work From Home/Remote.

**Key Required Skills:

- **
- Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation.
- Expertise in 4C's framework (Credit, Capacity, Collateral and Capital),
- Familiar in Credit report Analysis & LOX (Letter of Explanation).
- Knowledge on Residential Mortgage
- Credit Bureau, Documents to approve the loan, Familiar with different account types.

**Job Roles and Responsibilities**:

- Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.
- Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios
- Calculate asset required for closing and reserve purpose for the transaction (as per guideline)
- Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
- Provides final approval underwriting of mortgage loans.
- Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
- Sign off conditions in a timely manner set by management.
- Work with staff and management to find solutions on escalated loans.
- May be requested to make recommendations for improving Internal Audit’s policies and practices. - Manage loans by using all functions of Encompass.
- Effectively communicate underwriting decisions with processors and advisors
- Maintain high level of customer service and communication with other departments.
- Other duties as assigned. Qualification & Experience
- Degree or Equivalent
- Minimum 3 years of experience in conventional/govt end to end underwriting.
- Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral)

**Job Types**: Full-time, Permanent

Schedule:

- Night shift
- US shift

**Experience**:

- total work: 4 years (required)

Work Location: Remote

  • Live Underwriter

    1 week ago

    Remote, India Happy Staffers Full time

    Hi, Please go through the JD Job Role - Lead Associate Live Underwriting **Work Mode - Work From Home** **Shift - Night Shift** **Qualifications Education**:Bachelors in any stream. **Responsibilities**: - Knowledge of mortgage underwriting and Agency automated underwriting systems - Demonstrate a full understanding of agency guidelines as well as...

  • Live Underwriter

    7 days ago

    Remote, India Conviction HR Full time

    **Role - Live Underwriter** **Mandate Skillset - End to End Underwriting for US Residential Mortgage for 2+ years, well versed with 4 'C s, Loan origination, documents review** **Years of Experience - 3 + years of experience** **Shifts - US Shifts** **Notice Period - Immediate to 30 days (45 days considered if currently serving)** **Qualification -...

  • Mortgage Loan Processor

    1 day ago

    Remote, India AAA CAPITAL INVESTMENT INC Full time

    **Position: Mortgage Loan Processor (US Market Focus)** **Location: (Remote Work)** **Salary: $1000-$1500 USD per month** Job Overview: **Duties**: - Verify borrower information, employment history, credit reports, and financial statements - Calculate debt-to-income ratios and evaluate borrower's creditworthiness - Prepare loan files for underwriting and...

  • Sr Analyst – US Mortgage Loan Operations

    13 hours ago

    Remote, India FINACPLUS GLOBAL SERVICES PRIVATE LIMITED Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Sr Analyst – US Mortgage Loan OperationsSr Analyst – US Mortgage Loan OperationsWe provide virtual business process services to various types of overseas clients and this position is to be part of the team which provides support to USA client in the Mortgage Finance industry, which is a recognized leader in private real estate lending, capital markets,...

  • Mortgage Underwriter

    7 days ago

    Remote, India InspectHOA Full time

    **JOB DESCRIPTION** **About Us** - **InspectHOA **_ is a US-based technology startup facilitating real estate transactions. The $36.2 trillion residential real estate space is undergoing a once-in-a-lifetime transformation, and we are excited to play our role. Our solutions connect Lenders, Title companies, and other real estate professionals with...

  • Sales for Loan Mortgage

    5 days ago

    Remote, India Veda World Group Full time

    **U.S. Process Experience Only Need Apply!** **If you don't have Sales Experience + Processing Experience in United States then Please DO NOT APPLY!!** - (Note: You would be working during "U.S. Hours", which is night-time in India. _ - If you are 'not' comfortable with the hours, please do not apply.) (There is "no flexibility" in the hours)._ omeone who...

  • End to End Closing

    7 days ago

    Remote, India VENPA GLOBAL TECHNOLOGIES PRIVATE LIMITED Full time

    Experience : 2 - 6 years Notice Period : Immediate Joiners Shift : Night Shift **Interview : Face to Face on (21-10-2024) Monday no Virtual** **Not into Post Closing Background, Should have Experience in E2E Closing.** Job Roles and Responsibilities: 1. Working on all type of loans (FHA, conventional and VA loans) of Refinance, Non-QM, DSCR and Purchase...

  • Visual Designer

    1 week ago

    Remote, India Saaf Finance Full time

    Saaf Finance is reimagining how mortgages are underwritten, bringing speed, accuracy, and intelligence to legacy systems. We’re an AI-first fintech company automating manual processes and making underwriting seamless for lenders. Our vision doesn’t just depend on product functionality - it depends on compelling, coherent, and consistent communication...

  • Britecore Integration Architect

    7 days ago

    Remote, India Porch Full time

    Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners...

  • IT Internal Auditor, Sox Compliance

    7 days ago

    Remote, India Porch Full time

    Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners...