Live Underwriter

Review all required loan data, reports, and inspections to ensure the collateral is acceptable to the investor and the company.
- Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios
- Calculate asset required for closing and reserve purpose for the transaction (as per guideline)
- Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
- Provides final approval underwriting of mortgage loans.
- Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
- Sign off conditions in a timely manner set by management.
- Work with staff and management to find solutions on escalated loans.
- May be requested to make recommendations for improving Internal Audit’s policies and practices.
- Manage loans by using all functions of Encompass.
- Effectively communicate underwriting decisions with processors and advisors
- Maintain a high level of customer service and communication with other departments.
- Other duties as assigned.

**Qualification & Expeíience**
- Degree or Equivalent
- Minimum 4 years of experience in conventional/govt end to end underwriting.
- Well-versed with all 4 C's of Underwriting (Asset, Income, Credit and Collateral)
- US Mortgage Process (Only Night Shifts)
- Hybrid.

**Job Types**: Full-time, Permanent

**Salary**: ₹769,151.37 - ₹1,197,834.15 per year

**Benefits**:

- Health insurance
- Provident Fund

Schedule:

- Fixed shift
- Night shift
- US shift

**Experience**:

- total work: 4 years (preferred)

Work Location: Remote

**Speak with the employer**

+91 9513190755