Live Underwriter

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Job Role - Lead Associate Live Underwriting

**Work Mode - Work From Home**

**Shift
- Night Shift**

**Qualifications Education**:Bachelors in any stream.

**Responsibilities**:

- Knowledge of mortgage underwriting and Agency automated underwriting systems
- Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines
- Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral.
- Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators
- Review property documentation including title commitments, sales contracts, insurance, and flood determinations
- Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud
- Review and analyze appraisals for value and compliance with industry requirements
- Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience
- Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client
- Maintain confidentiality of all customer and employee information
- Respond positively to feedback and redirection
- Fully utilize systems, tools, training, and resources provided to maximize potential
- Assist other departments as needed
- Meeting daily production.
- Meeting the daily SLA requirement
- Meeting the daily Quality requirements

**Qualifications Education**:Bachelors in any stream.

**Knowledge/Skills/Abilities**:

- Experienced mortgage professional with 4 years with mortgage underwriting.
- Has a complete understanding of Conventional, FHA and VA underwriting guidelines.
- Has working knowledge of real estate lending criteria and federal, state, and agency compliance
- Can multi-task and manage time efficiently
- Has strong organizational skills, attention to detail, and basic Microsoft Office skills
- Good analytical and problem-solving skills.
- Strong organization and verbal and written communications skills.

Highly adaptive and open to changes as the organization grows and its needs

**Job Types**: Full-time, Permanent

Pay: ₹450,000.00 - ₹600,000.00 per year

**Benefits**:

- Provident Fund
- Work from home