Credit Underwriter

23 hours ago

Connaught Place Delhi Delhi, India Growcap Account Aggregation Private Limited Full time

**Job Description
- Credit Underwriter**
- Assessing credit worthiness of a proposal by studying financial history basis documents submitted, market information, and reference checks.
- Manual underwriting of personal loans
- Perform Telephonic PD/verification checks for all proposals or applicants
- FOIR calculations
- Credit appraisals of loan applicants within defined policy guidelines and accordingly recommending them for approvals to higher authorities
- Ensuring adherence to internal credit policies, RBI guidelines and guidelines specific to financial partners
- Timely processing of all proposals to ensure faster TAT
- Responsible for overall supervision of activities like logging, processing and customer case follow-ups.
- To review and closely monitor all MIS regarding portfolio and reporting to management on daily basis
- Manage credit quality and control delinquencies, frauds.

Pay: ₹18,000.00 - ₹25,000.00 per month

**Benefits**:

- Health insurance
- Provident Fund

Schedule:

- Day shift

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

**Speak with the employer**
+91 9266141821

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