Credit Underwriter
7 days ago
**About the Company**:
At **Credit** **sea**, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds.
**About The Role**:
**Key Responsibilities**:
- Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity
- Make clear, data-driven underwriting decisions within defined turnaround times
- Ensure compliance with internal policies, regulatory norms, and credit risk standards
- Collaborate with sales, collections, and operations teams to ensure seamless customer journeys
- Continuously refine underwriting criteria based on performance and market trends Document decisions and maintain accurate underwriting records
**Qualifications**:
Bachelor’s degree in Finance, Economics, Business, or related field 1-3 years of experience in credit underwriting, preferably in NBFCs or fintech companies
Strong understanding of credit risk, financial ratios, and lending practices
Proficiency in MS Excel and credit scoring tools
High attention to detail and strong analytical skills Ability to work independently and make sound judgments
Experience in underwriting unsecured loans or digital lending platforms(preferred)
**If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you**
Pay: ₹20,000.00 - ₹35,000.00 per month
Application Question(s):
- What is Your Current CTC
- What is your Expected CTC
- Notice Period In days?
Work Location: In person
Expected Start Date: 31/08/2025
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