Credit Underwriter

10 hours ago

Saket Delhi Delhi, India WeCredit Full time

**Role**:Credit Underwriter

**Experience**: 1-4 Years

**Location**: Saket (Delhi)

**About the Company**: At WeCredit, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds.

**Key Responsibilities**:

- Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity
- Make clear, data-driven underwriting decisions within defined turnaround times **Ensure compliance with internal policies, regulatory norms, and credit risk standards**:

- Collaborate with sales, collections, and operations teams to ensure seamless customer journeys
- Continuously refine underwriting criteria based on performance and market trends
- Document decisions and maintain accurate underwriting records

**Qualifications**:

- Bachelor’s degree in Finance, Economics, Business, or related field
- 1-3 years of experience in credit underwriting, preferably in NBFCs or fintech companies
- Strong understanding of credit risk, financial ratios, and lending practices
- Proficiency in MS Excel and credit scoring tools
- High attention to detail and strong analytical skills
- Ability to work independently and make sound judgments
- Experience in underwriting unsecured loans or digital lending platforms (preferred)

If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you

Pay: ₹300,000.00 - ₹500,000.00 per year

**Benefits**:

- Flexible schedule

Schedule:

- Day shift

Work Location: In person

**Speak with the employer**
+91 9105453268

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