Credit Underwriter

3 days ago


Saket Delhi Delhi, India Innotech Creditsea Platforms Private Limited Full time

**About the Company**:
At **Credit** **sea**, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds.

**About The Role**:
**Key Responsibilities**:

- Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity
- Make clear, data-driven underwriting decisions within defined turnaround times
- Ensure compliance with internal policies, regulatory norms, and credit risk standards
- Collaborate with sales, collections, and operations teams to ensure seamless customer journeys
- Continuously refine underwriting criteria based on performance and market trends Document decisions and maintain accurate underwriting records

**Qualifications**:
- Bachelor’s degree in Finance, Economics, Business, or related field 1-3 years of experience in credit underwriting, preferably in NBFCs or fintech companies

- Strong understanding of credit risk, financial ratios, and lending practices

- Proficiency in MS Excel and credit scoring tools

- High attention to detail and strong analytical skills Ability to work independently and make sound judgments

**-**Experience in underwriting unsecured loans or digital lending platforms(preferred)

If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you

Pay: ₹20,000.00 - ₹30,000.00 per month

**Education**:

- Higher Secondary(12th Pass) (required)

**Experience**:

- 3year: 1 year (required)

Work Location: In person

**Speak with the employer**
+91 7042779748
Expected Start Date: 31/08/2025


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