
Credit Underwriter
3 days ago
**About the Company**:
At **Credit** **sea**, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds.
**About The Role**:
**Key Responsibilities**:
- Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity
- Make clear, data-driven underwriting decisions within defined turnaround times
- Ensure compliance with internal policies, regulatory norms, and credit risk standards
- Collaborate with sales, collections, and operations teams to ensure seamless customer journeys
- Continuously refine underwriting criteria based on performance and market trends Document decisions and maintain accurate underwriting records
**Qualifications**:
- Bachelor’s degree in Finance, Economics, Business, or related field 1-3 years of experience in credit underwriting, preferably in NBFCs or fintech companies
- Strong understanding of credit risk, financial ratios, and lending practices
- Proficiency in MS Excel and credit scoring tools
- High attention to detail and strong analytical skills Ability to work independently and make sound judgments
**-**Experience in underwriting unsecured loans or digital lending platforms(preferred)
If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you
Pay: ₹20,000.00 - ₹30,000.00 per month
**Education**:
- Higher Secondary(12th Pass) (required)
**Experience**:
- 3year: 1 year (required)
Work Location: In person
**Speak with the employer**
+91 7042779748
Expected Start Date: 31/08/2025
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