Credit Underwriter

2 days ago

Delhi Delhi, India WeCredit Full time

Job Title: Credit Underwriter

Role: Credit Underwriter

Experience: 3-4 Years

Location: Saket (Delhi)

**About the Company**:
At WeCredit, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds.

**About The Role**:

- Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity
- **Make clear, data-driven underwriting decisions within defined turnaround times**:

- Ensure compliance with internal policies, regulatory norms, and credit risk standards
- **Collaborate with sales, collections, and operations teams to ensure seamless customer journeys**:

- Continuously refine underwriting criteria based on performance and market trends
- **Document decisions and maintain accurate underwriting records**

**Qualifications**:

- Bachelor’s degree in Finance, Economics, Business, or related field
- **2-4 years of experience in credit underwriting, preferably in NBFCs or fintech companies**:

- Strong understanding of credit risk, financial ratios, and lending practices
- **Proficiency in MS Excel and credit scoring tools** High attention to detail and strong analytical skills
- **Ability to work independently and make sound judgments**:

- Experience in underwriting unsecured loans or digital lending platforms (preferred)

If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you

**Benefits**:

- Provident Fund

Schedule:

- Day shift

Ability to commute/relocate:

- Delhi, Delhi: Reliably commute or planning to relocate before starting work (preferred)

Application Question(s):

- Notice Period? (Days)
- Current CTC? (Annual)
- Expected CTC? (Annual)

**Experience**:

- Financial services: 2 years (preferred)

Work Location: In person

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