Credit Process Associate

3 days ago

Connaught Place Delhi Delhi, India Growcap Account Aggregation Private Limited Full time

**Role - Credit Processing Associate**
- We are looking for a Credit Processing Agent who understands the work of credit underwriting, documentation and processing for unsecured credit. The primary focus will be to understand and implement credit policies, monitor and analyze credit data, interact with customers to verify and collect credit information and work in partnership with established financial institutions in India.

**Responsibilities**:

- Manual underwriting of personal loans
- Assessing credit worthiness of a proposal by studying financial history basis documents submitted, market information, and reference checks.
- Perform Telephonic PD/verification checks for all proposals or applicants
- FOIR calculations
- Credit appraisals of loan applicants within defined policy guidelines and accordingly recommending them for approvals to higher authorities
- Ensuring adherence to internal credit policies, RBI guidelines and guidelines specific to financial partners
- Timely processing of all proposals to ensure faster TAT
- Responsible for overall supervision of activities like logging, processing and customer case follow-ups.
- To review and closely monitor all MIS regarding portfolio and reporting to management on daily basis
- Manage credit quality and control delinquencies, frauds.

Pay: ₹15,000.00 - ₹22,000.00 per month

**Benefits**:

- Health insurance
- Provident Fund

Schedule:

- Day shift

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

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