
Team Member-corporate Real Estate
11 hours ago
Job Role**Credit Analysis**:
- Preliminary screening of commercial real estate financing transactions and structuring
- Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner.
- Interaction with client to understand their business model, organization structure and financing needs. Also resolution of queries and collection of information on ongoing basis
- Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations
- Presenting the proposal to sanctioning authorities
- Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts
- Preparing term sheets
- Checking disbursements to ensure compliance with sanctioned terms
**Credit Surveillance**:
- Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client.
- Keeping update on real estate micro markets, real estate developers, regulations and general economy
**Credit Administration**:
- Ensuring the approvals are taken as per policies laid down and ensuring the internal polices on credit are not violated
- Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI or other regulators are not violated
- Supervising and ensuring proper maintenance of credit files to avoid any operational risks
**Job Responsibility
- Credit Analysis & due diligence
**Job requirements**
**Skills/Knowledge prerequisites
- A desire & attitude for understanding of real estate is essential
- Computer savvy with experience in Word, Excel, Access, Power point and other analytical tools.
- Conversant with financial modeling
- Knowledge of finance, accounting, corporate & general law and taxation
- The individual in this position must be results oriented and must possess excellent oral and written communication skills
**Educational Qualifications
Chartered Accountant
- Experience ProfileAt least 5-7 years of experience
- Personality Traits- Analytical Bent of Mind
- Enthusiasm for Knowledge
- Dedication & Sincerity Towards Tasks Assigned
- Good Organizational Discipline
- Accuracy and Error Free Execution for Tasks Assigned
- Team player
- Salary range:
- **Fixed**
**Variable
As per company policy
- Target Companies- Internal Group
- External Banks/HFCs/NBFCs/Real Estate Private Equity funds etc.
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