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Credit Officer

3 weeks ago

Bengaluru Karnataka, India Adhaan Hiring Edge Solution Pvt Ltd Full time

Analyze credit data, financial statements, and other documents to determine the level of risk.
- Evaluate borrower profiles based on income, employment, repayment capacity, and credit history (e.g., CIBIL).
- Maintain and update credit approval documents in line with policy guidelines.
- Coordinate with sales, operations, and verification teams to ensure smooth loan processing.
- Recommend credit limits and loan terms based on internal risk parameters.
- Conduct tele-verification and field verification checks where required.
- Ensure compliance with internal and regulatory credit norms.
- Highlight early warning signals and monitor portfolio performance.
- Participate in periodic reviews and audits.

Pay: ₹400,000.00 - ₹420,000.00 per year

Work Location: In person