Internal Auditor

About Credit Saison:
Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.

Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people.

Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil.

Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment.

About the Role

You will join a global team of internal auditors from diverse regions and provide independent
assessments of the group’s governance, risk management, and internal control environment.
Your findings and recommendations will directly support key stakeholders, including the
Board of Directors, Audit Committee, and Senior Management, in their decision-making and
governance processes.

Job Summary

We are seeking a highly motivated and detail-oriented Internal Auditor with at least 4 years
of professional experience to join our Global Audit Office. In this role, you will assess the
efficiency, effectiveness, and compliance of our organization’s financial, operational, and
regulatory processes. The position provides an excellent opportunity to work across diverse
regions, business units, and cultures while strengthening the company’s risk management,
internal controls, and governance frameworks.

What You Will Do (Key Responsibility Areas)

Develop and execute risk-based internal audit plans, schedules, and programs for various
global business units.
Evaluate the organization's risk management and internal control environment, identifying
risks and recommending mitigation strategies.
Monitor and report on emerging risks across different regions and segments relevant to
the business.
Conduct thorough reviews of financial, operational, and compliance processes to identify
areas of improvement.
Prepare clear, concise, and well-documented audit reports summarizing findings, risks,
and recommendations for management.
Ensure that the company complies with local, regional, and international regulatory
frameworks, including financial and operational regulations.
Use audit tools and data analytics to enhance audit procedures, identify trends, and
deliver actionable insights.
Partner with cross-functional teams to implement best practices globally.
Collaborate with internal stakeholders to facilitate the remediation of open audit issues
and conduct periodic verifications on the status of these issues.

What You Will Bring

Qualifications & Skills:
Required Qualifications:
Chartered Accountant’s degree.
Minimum of 4 years of experience in internal auditing, external auditing, or related
roles.
Knowledge of global auditing standards, risk management principles, and compliance
frameworks.
Preferred Qualifications:
Professional certifications such as CIA (Certified Internal Auditor), CPA (Certified
Public Accountant), CFA (Certified Financial Analyst) or CISA (Certified Information
Systems Auditor).
Experience working in a global, multinational organization or Big 4’s.

**Skills**: Strong analytical and problem-solving abilities.
Experience in the finance sector is preferred.
Exceptional written and verbal communication skills, with the ability to present
findings to senior management.
Ability to work independently, manage multiple priorities, and meet tight deadlines.
Willingness to travel internationally (up to 3-5 times per year).