Credit Officer

18 hours ago


Emerging Enterprise BankingSouth karnatakaKarnatakaBangalore SouthBangalore SouthKarnatakaMission Road, India Equitas Small Finance Ltd Full time ₹ 4,00,000 - ₹ 12,00,000 per year

Credit Officer Role Description Designation: Credit officer Grade: EB-1-Offcier/EB-2-Assistant Manager Legal Entity: Equitas Small Finance Bank Business Unit: Retail Banking Division: Emerging Enterprise banking Department: Credit Travel required: Yes/No (if Yes, please mark ->) Level of travel: Moderate Level: Individual Contributor Purpose of the role: The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents & personal discussion Key Responsibilities: Ensure proper credit evaluation of customers as per policy & process Document verification to be carried out for the loan proposals Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. To diligently appraise loan applications in line with credit policy of the organization. Ensure Credit policies to build a good quality portfolio of the branch. Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records. Completion of PDD on time for the Loan Disbursed Ensure Quality Portfolio of the branch is Maintained Appraise of CAM proposal of the customers who have applied Loan Desired Experience:Number of years of experience Years) Type of companies/sector worked for(Private commercial banks and large NBFCs) Responsibilities managed in the previous organizations(Primarily Credit function. Past experience in credit & Collection side of CV.) Languages (Hindi/English/Local Language) Computer/technical skills (Basic MSCIT Knowledge) Qualifications:Graduation: (BCOM/Any stream) Post-graduation: (MBA would be an added advantage) Professional Qualifications: If any would be an added advantage Certifications: If any would be an added advantage


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