Credit Risk Analyst

About MUFG Global Service MGS MUFG Bank Ltd is Japan s premier bank with a global network spanning in more than 40 markets Outside of Japan the bank offers an extensive scope of commercial and investment banking products and services to businesses governments and individuals worldwide MUFG Bank s parent Mitsubishi UFJ Financial Group Inc MUFG is one of the world s leading financial groups Headquartered in Tokyo and with over 360 years of history the Group has about 120 000 employees and offers services including commercial banking trust banking securities credit cards consumer finance asset management and leasing The Group aims to be the world s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers serving society and fostering shared and sustainable growth for a better world MUFG s shares trade on the Tokyo Nagoya and New York stock exchanges For more informat About Us MUFG Bank Ltd is Japans premier bank with a global network spanning in more than 40 markets Outside of Japan the bank offers an extensive scope of commercial and investment banking products and services to businesses governments and individuals worldwide MUFG Banks parent Mitsubishi UFJ Financial Group Inc MUFG is one of the worlds leading financial groups Headquartered in Tokyo and with over 360 years of history the Group has about 120 000 employees and offers services including commercial banking trust banking securities credit cards consumer finance asset management and leasing The Group aims to be the worlds most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers serving society and fostering shared and sustainable growth for a better world MUFGs shares trade on the Tokyo Nagoya and New York stock exchanges MUFG Global Service Private Limited Established in 2020 MUFG Global Service Private Limited MGS is 100 subsidiary of MUFG having offices in Bengaluru and Mumbai MGS India has been set up as a Global Capability Centre Centre of Excellence to provide support services across various functions such as IT KYC AML Credit Operations etc to MUFG Bank offices globally MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFGs global network across Americas EMEA and Asia Pacific About the Role Position Title Analyst Corporate Title Analyst Reporting to Vice President Location Bengaluru Job Profile Position details We are seeking a detail-oriented and analytical Sr Analyst - Credit Risk Reporting to support the Business-As-Usual BAU credit risk reporting processes within the Risk Management function This role plays a critical part in ensuring the accuracy timeliness and integrity of recurring credit risk dashboards and reports consumed by senior stakeholders including the Chief Risk Officer Chief Credit Officer and Risk Committees The ideal candidate will possess sound knowledge of credit risk concepts advanced skills in Tableau and Microsoft Office applications Excel Word PowerPoint and a strong sense of accountability to drive excellence in the daily reporting process The analyst will work closely with the AVP - Credit Risk Reporting to maintain reporting standards data controls and continuous process improvements Roles and Responsibilities BAU Reporting Ownership Take full ownership of recurring BAU credit risk reporting processes ensuring reports are delivered accurately completely and on time to key stakeholders Support the production of key risk metrics and dashboards used by senior risk leadership for portfolio monitoring and governance forums Data Validation Reconciliation Conduct thorough validation and reconciliation of credit risk data to ensure data integrity and consistency across systems and reporting platforms Investigate and resolve data discrepancies with upstream data owners and support data quality control processes as needed Collaboration Oversight Partner closely with the AVP Credit Risk Reporting and other team members to uphold rigorous control standards in report production and dissemination Work with subject matter experts across First Line and Second Line of Defense to verify and enhance data accuracy and interpretation of risk metrics Reporting Tools Visualization Leverage Tableau to develop maintain and optimize dashboards and reports Present data and insights clearly using advanced Excel functions and PowerPoint presentations tailored for risk managers and senior executives Process Improvement Identify and implement opportunities to streamline report generation processes reduce manual effort and improve reporting accuracy and efficiency Recommend and test enhancements to existing reporting templates and dashboards to better meet evolving business and regulatory needs Governance Compliance Ensure reporting outputs comply with internal risk policies procedures and regulatory expectations including BCBS 239 standards where applicable Maintain appropriate documentation for reporting processes and support periodic review and audit requests Qualifications 5 years of experience in Financial Services or Risk Reporting with demonstrated exposure to credit risk Strong knowledge of credit risk concepts regulatory standards and bank credit portfolios Proven experience in BAU risk reporting with a strong focus on data accuracy timeliness and control Advanced skills in Tableau Microsoft Excel formulas pivot tables data cleansing Word and PowerPoint Familiarity with reporting platforms such as Microsoft Power BI and data environments like enterprise data platforms or SQL-based tools is a plus Excellent attention to detail and a proactive mindset toward error detection resolution and documentation Strong analytical and problem-solving skills ability to explain technical data concepts clearly to non-technical audiences Ability to work independently prioritize multiple tasks and deliver under tight deadlines in a high-stakes environment Effective communication skills and a collaborative working style Equal Opportunity Employer The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race colour national origin physical appearance religion gender expression gender identity sex age ancestry marital status disability medical condition sexual orientation genetic information or any other protected status of an individual or that individual s associates or relatives or any other classification protected by the applicable laws