Credit Risk Manager

3 weeks ago

Bangalore Karnataka, India KhataBook Full time

Are you passionate about solving roadblocks challenges faced by MSMEs in India MSMEs contribute significantly to India s total GDP 90 of India s 1 Trillion Retail Market is controlled by Micro Small Medium Enterprises MSMEs Which means 900B worth of commerce flows through these 60M MSMEs in the form of shops kiosks homes scattered all over the country We at Khatabook have a vision to empower MSMEs and help them increase their incomes We have built a product that brings efficiency in MSME operations by providing them easy to use tools to manage their receivables inventory and billing which creates transparency in their cash flow Within the Khatabook platform we have also enabled the facility to take loans for their short term working capital needs for select Khatabook users that are displaying good credit behavior Our app has been downloaded over 100 Million times with a monthly active user base of 8 Million which are adding 220 Million transactions with a transaction value of 18 Billion Why work with us People are our biggest asset At Khatabook every one of us is a dynamic superstar We have carefully bred an ecosystem which hires nothing but incredibly and exceptionally talented people who can dream collaborate experiment and break new ground We re a strong team that looks out for each other Your role We at Khatabook are looking for an Credit Risk Manager you will lead the credit underwriting function and play a key role in shaping credit strategy driving process excellence and ensuring sound portfolio quality You will be responsible for team leadership credit policy formulation and risk governance across our business lending operations What would you do at Khatabook Lead underwriting for unsecured MSME loans using cash flow-based assessment of bank statements GST data and financials Manage and mentor a team of underwriters ensuring accuracy TAT and policy adherence Define and refine credit policies drive automation with product and tech teams Monitor portfolio performance track delinquencies and flag early risk indicators Generate regular risk reports and recommend enhancements to credit models Implementation of Policy process Ensuring Quality of Underwriting through hind sighting audits Login s through FTNR dashboards Productivity Suggest process improvements to improve accuracy productivity increase automation reduce risk What are we looking for 5-7 years of hands-on underwriting experience in business lending preferably unsecured Strong understanding of cash flow-based credit evaluation particularly for MSMEs Proven track record of leading underwriting or credit ops teams Prior experience in a fintech or a tech-driven NBFC is preferred Familiarity with alternative data sources GST banking bureau etc Strong analytical and decision-making skills Comfort working in a high-paced data-driven and agile environment

  • Credit Risk Analyst

    2 weeks ago

    Bangalore, Karnataka, India MUFG Full time

    About MUFG Global Service MGS MUFG Bank Ltd is Japan s premier bank with a global network spanning in more than 40 markets Outside of Japan the bank offers an extensive scope of commercial and investment banking products and services to businesses governments and individuals worldwide MUFG Bank s parent Mitsubishi UFJ Financial Group Inc MUFG is one of the...

  • Risk Associate

    2 days ago

    Bengaluru, Karnataka, India Credit Saison Full time

    Job Description: Risk Associate (Associate / Manager) About Credit Saison: Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintech’s. Its tech-enabled model coupled with...

  • Consultant - Credit Risk

    7 days ago

    bangalore, India NAB Full time

    Key Accountabilities - Support portfolio maintenance activities including portfolio administration, monitoring of facility documentation and ensuring the integrity and accuracy of system data;Undertaking financial and credit risk analysis for the preparation of new credit submissions and annual reviews of existing transactions;Continuously seek to optimise...

  • Consultant - Credit Risk

    6 days ago

    bangalore, India NAB Full time

    Key Accountabilities - Support portfolio maintenance activities including portfolio administration, monitoring of facility documentation and ensuring the integrity and accuracy of system data; Undertaking financial and credit risk analysis for the preparation of new credit submissions and annual reviews of existing transactions; Continuously seek to optimise...

  • Global Credit Risk Management – Senior Credit Analyst

    3 days ago

    Bangalore, India ABB Full time

    At ABB, we help industries outrun - leaner and cleaner. Here, progress is an expectation - for you, your team, and the world. As a global market leader, we’ll give you what you need to make it happen. It won’t always be easy, growing takes grit. But at ABB, you’ll never run alone. Run what runs the world. This Position reports to: Head of Global Credit...

  • Associate Manager II

    2 days ago

    Bangalore, India Navi Full time

    About the Team The Risk team at Navi is responsible for identifying, assessing, and mitigating potential risks across the organization. The Credit Intelligence team, part of the Risk function at Navi, focuses on studying granular customer level data to gather deep insights that feedback into improving credit underwriting, as well as any strategic initiatives...

  • Junior Credit Underwriter

    13 hours ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Senior Manager, Credit And Country Risk Reporting

    1 week ago

    Bangalore, Karnataka, India Standard Chartered Full time

    Job Summary GBS RRSD Unit comes under the Group Risk and CFCR Function It handles wide spectrum of activities to support the Enterprise Risk Management Traded Risk Management Risk Compliance Reporting Wholesale Credit and Country Risk Reporting WCCRR The primary responsibility of this role is delivery of CIB credit risk reporting and MI working directly with...

  • Credit Risk Analytics

    2 weeks ago

    Bengaluru, Karnataka, India Epifi Technologies Full time

    At Fi, we’re building products that help people get better with money — and lending is central to that mission. We’re looking for a Senior Credit Risk Analytics professional to own credit portfolio insights, design scalable risk frameworks, and ensure healthy growth while keeping NPAs in check. **What you’ll do** - Build and scale credit risk models...

  • Risk Associate

    2 weeks ago

    Bengaluru, Karnataka, India Credit Saison Full time

    About Credit Saison India Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at...