Authorizer-retail Asset Operations(Diversity)

21 hours ago

Muzaffarpur, India Abacus Consultants Full time

**3 - 6 years**:
**Any Graduate**:
**Retail Asset
- Operations**:
**6 ~ 8 lpa**:
Job Name - PA (Business Unit) : Authoriser - RAO
Job Title : (Job Name) - Authoriser - RAO
Business Unit (PA) : Operations
Team : (Sub team in the PA) Retail Asset Operations
Reports to (job) : Team Leader/ Unit Head
Location of role : Across Ops Locations
Job Fn : Retail Operations
Role Type: Individual Contributor No of direct reportees: Nil Travel Required: No

Job Purpose:
- Processing of File and other activities in the CPU for Retail Asset Products.

Job Responsibilities(JR) : 6 - 8 Areas Actionable (4-6)
Processing activities for Retail Products
- Ensure to understand and follow HDFC Bank Loan
procedure and regulatory requirements, control
methodology.
Ensure to process daily transactions timely and
accurately.
Brain storming for process efficiency, improve
productivity.
Strong control sense, when there’s deferring
processing, process until the appropriate level of
approval or proper documentation is obtained.
Ensure that agreed control processes and
procedure are implemented to identify and
mitigate risks in his/her area of responsibility. Aim
for Nil Operational Errors.

Process Excellence and EnhancementsIdentify and recommend measures to check
unproductive volumes and cases of potential
misuse of the banking systems
Suggest gaps in processes, if any, and changes
required to address such gaps.
To take up projects at regional level.

Punctuality, discipline, attendance &
training, Complaint management
- To maintain punctuality, discipline and office
decorum at all the time.
Ensure attendance is marked on daily basis
through proper channel.
Impart training to the fellow team members and
the Cross function unit to avoid rework and First

Classifi
cation
- Interna
l

Classifi
cation
- Interna
l
time not Right (FTNR).
Reducing Sales FTNR to less than 5%
Ensure that all Processes followed at Branch
Operations are as per Standard Operating
Procedures laid down in the Operations Manual.
Ensure password sharing policy adhered to.
To ensure clean and hygienic environment in the
Branch.

Major Stakeholders(intra team and cross functional stakeholders, who would need to be interacted with
for discharging duties)
Customers
Branch Banking Team
Operations
Product and Business
CPU Operations

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