Underwriter

1 week ago

Bengaluru Karnataka, India Oak Leaf HR LLP Full time

**Underwriter and Sr Underwriter**

**Experience : 3+ years**

Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad

Key skills: Underwriting, US mortgage

Well versed with **FNMA. FHLMC,** knowledge of **GNMA **and investor guidelines is an additional benefit.

Should have good analytical and problem-solving skills.

Evaluate complete loan documents and should provide approval or denial decision.

Complete review of credit report to verify trade lines, derogatory **accounts, public records **and credit reconciliation.

Thorough income calculation - Salaried income, business income, retired other income and rental income.

Complete review of Collateral and property valuation.

Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments.

Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer.

Validating and processing the Loan documents on behalf a Mortgage lender organization.

Evaluating evidence of borrower’s willingness and ability to repay the obligation.

Good communication, Presentation skills, Self-motivated and hard working

**Job Types**: Full-time, Permanent

Pay: Up to ₹900,000.00 per year

**Benefits**:

- Health insurance
- Provident Fund

Schedule:

- Night shift
- Rotational shift
- UK shift
- US shift
- Weekend availability

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

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