Underwriter

1 day ago

Bengaluru, Karnataka, India Digit Insurance Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Key Responsibilities: 1. Evaluate life and medical insurance applications by assessing risk factors such as medical history, lifestyle, and financial background.

2. Apply underwriting guidelines and make decisions within delegated authority limits, escalating complex cases as needed.

3. Assist in reviewing and updating underwriting policies and procedures to ensure alignment with regulatory standards and industry best practices.

4. Monitor underwriting quality and participate in internal audits to ensure consistency and compliance.

5. Analyze underwriting trends and portfolio performance metrics such as claims experience and persistency to support decision-making.

6. Provide guidance and support to junior underwriters, helping them improve technical skills and decision-making capabilities.

7. Collaborate with product development teams to provide underwriting insights for new product launches and enhancements.

8. Coordinate with reinsurance and actuarial teams to ensure appropriate risk sharing and pricing alignment.

9. Stay updated on medical advancements, diagnostic procedures, and regulatory changes relevant to underwriting.

10. Support implementation and optimization of underwriting systems and tools to improve efficiency and accuracy.

11. Participate in initiatives aimed at improving customer experience, including reducing turnaround times and enhancing communication.

12. Conduct video calls with customers when required to gather health-related information for underwriting assessments.

Qualifications

  • Strong understanding of life and medical underwriting principles

  • Analytical thinking and attention to detail

  • Effective communication and interpersonal skills
  • Familiarity with underwriting systems and digital tools
  • Ability to mentor and guide junior team members

    -Knowledge of regulatory and compliance frameworks

    -Education Graduate in any discipline (medical, paramedical, or insurance-related background preferred)
  • Experience in team coordination or mentoring is an advantage

  • Underwriting Auditor, Underwriting Strategies

    1 week ago

    Bengaluru, Karnataka, India ETHOS Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Job Description About Ethos Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. We leverage deep technology and data science to streamline the life insurance process, making it...

  • Underwriter

    3 weeks ago

    Bengaluru, Karnataka, India, Karnataka Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: ChennaiInterview Time: 11:00 AM – 3:00 PMVenue: Tecci Park,#173, 4th Floor, Block A,OMR, Sholinganallur, Chennai - 600119Landmark - Next to Centre Point Hotel Role OverviewWe are seeking experienced Underwriters and Senior Underwriters proficient in:Live...

  • Underwriting or Sr. Underwriting

    6 days ago

    Bengaluru, Karnataka, India Vipsa Talent Solutions Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    To work on live underwriting and complete the daily target or assignments.Have experience in US Mortgage Underwriting.Working on 4 Cs (Credit, Capacity, Capital, and Collateral).Knowledge on Income Calculations (Wage, Self Employed and other)

  • Underwriter /Senior Underwriter

    3 days ago

    Bengaluru, Karnataka, India Firstsource Full time ₹ 2,40,000 - ₹ 3,00,000 per year

    Job DescriptionGraduates & aboveMinimum 2 year of experience into Live Underwriting.Should have worked in all the 4 c'sShould be good with income calculation & asset reviewSound knowledge of US Residential mortgage.Exposure of Underwriting processes & guidelines.Excellent critical thinking, problem solving and sound judgment.Analysis and Calculation of...

  • Underwriter

    2 weeks ago

    Bengaluru, Karnataka, India, Karnataka Brace Infotech Private Ltd Full time

    ```html About the Company: Brace infotech Pvt. Ltd.Work Location: PAN IndiaAbout the Role: US Mortgage Live Underwriting. We are seeking experienced Underwriters and Senior Underwriters proficient in:Live Underwriting is mandatoryLive Underwriting Responsibilities:Minimum of 2 years of experience in underwriting roles, specifically in E2E, Income Review,...

  • Underwriter

    1 week ago

    Bengaluru, Karnataka, India Recex Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    Job Title: Mortgage UnderwriterResponsibilitiesReview and analyze loan files for compliance with regulations, lending guidelines, and legal standards.Independently approve, deny, or withdraw loan applications based on program requirements and credit policies.Evaluate borrower credit profiles, financial statements, income, assets, liabilities, and collateral...

  • Underwriter

    3 weeks ago

    Bengaluru, Karnataka, India, Karnataka Brace Infotech Private Ltd Full time

    Job Title:Live UnderwriterLocation:BangloreWork Mode:HybridNP:Immediate-60 daysInterview:Virtual/F2FJob Overview: The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and...

  • Underwriting Rules Writer, Underwriting Strategies

    1 week ago

    Bengaluru, Karnataka, India ETHOS Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Job Description About Ethos Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. We leverage deep technology and data science to streamline the life insurance process, making it more...

  • Mortgage Underwriter

    6 days ago

    Bengaluru, Karnataka, India Izee Manpower Full time

    Hiring US Mortgage Underwriter Min 3+ yrs exp in end-to-end live underwriting (origination). WFH, up to 13 LPA. Rotational US shifts & offs. Immediate joiners only. Share relevant CVs to or call

  • US Mortgage Underwriter

    1 week ago

    Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time ₹ 4,00,000 - ₹ 8,00,000 per year

    Requirements:Live UnderwritingRole: UW/Sr UWSkill Set: E2E Underwriter, Income Review Specialist, Collateral Underwriter, Non-QM Underwriter.Shift:Should be flexible to work in night shiftsExperience:Minimum 2 Years in above mentioned Skill set.Immediate joiners Preferable or 30 days NP