Underwriter

5 days ago

Bengaluru, Karnataka, India Spes Manning Solutions LLP Full time ₹ 5,00,000 - ₹ 15,00,000 per year

Underwriter - Job Description

Underwriter

Role & Responsibilities

  • Meet or exceed quality assurance standards.
  • Underwrite home/mortgage loan credit assessments, exercising a high level of judgment in assessing applicants' credit worthiness.
  • Perform loan construction and investigation.
  • Apply lending/credit policy, product, and mortgage insurance guidelines, adhering to Group/Australian Credit Policy and Code of Banking Practice to maximize revenue and minimize risk.
  • Research customer requests by gathering all relevant information and data, ensuring all available avenues and sources are investigated.
  • Ensure all research and investigation is accurately recorded, including supporting evidence and documentation.
  • Communicate with external stakeholders via calls, emails, and chat.
  • Exercise thorough credit worthiness assessment and sound decision-making.
  • Participate in change management and delivery of desired strategic outcomes.
  • Ensure processes are followed to meet audit and risk compliance requirements.
  • Achieve progression to appropriate skill levels within agreed timeframes.
  • Build and collaborate with colleagues to meet objectives.

Preferred Candidate Profile

  • Experience in underwriting.
  • Good communication skills.
  • Willingness to work in rotational shifts.

Perks and Benefits

  • Incentives
  • Cab facility

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