Credit Risk Manager

2 days ago


tamil nadu, India Mantras2Success.com Full time
Location : Mumbai ,Chennai , Bangalore
Industry : B2b E-commerce
Experience: 3+years
Budget: Upto 19 LPA
Location : Mumbai
Benefits:
5 Days working
Medical Benefits
Description:
We are seeking an experienced Credit Risk Manager to lead our working capital underwriting team. The successful candidate will be responsible for evaluating creditworthiness, managing risk, and making informed decisions on working capital financing for our clients.
Key Responsibilities:
1. Underwrite working capital financing proposals, assessing creditworthiness, and making recommendations for approval or rejection.
2. Conduct thorough risk assessments, analyzing financial statements, industry trends, and market conditions.
3. Develop and maintain relationships with clients, understanding their business needs and providing tailored financing solutions.
4. Collaborate with cross-functional teams, including sales, operations, and risk management.
5. Ensure compliance with regulatory requirements, internal policies, and industry standards.
6. Mentor and guide junior team members, providing training and development opportunities.
7. Continuously monitor and review portfolio performance, identifying areas for improvement.
8. Develop and implement credit policies, procedures, and guidelines.
Client Company Profile:
The company is a world-renowned $13 billion conglomerate with presence across various sectors: Steel, Energy, Minerals, Port & Infrastructure, Cement, Ventures & Paints across India, the US, South America & Africa.
Leveraging their extensive distribution network & supply chain mgmt. exp, they bring to India their B2B Ecommerce Platform.
This is a growth oriented tech company that is building the most preferred one stop, omni-channel & integrated tech-led offering for MSMEs, Individual Home Builders (IHBs) & turn-key construction contractors.
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