Credit Officer

6 months ago


Poonamallee Chennai Tamil Nadu, India Jowin HR Services Full time

Job Responsibility:

- Part of the Credit Underwriting Team.
- Responsible for Credit Appraisal & Sanctioning
- Handling small - medium ticket for LAP and Home loans
- Evaluating LAP (loan against property) for salaried and self employed clients. Identifying risk associated to the lending and finding alternatives to mitigate them.
- Ensuring compliance with retail credit policy and guidelines of the Bank, Reserve Bank and other regulatory bodies.
- Preparing detailed reports of the loans during the appraisal process.
- Coordinating with different teams like legal, fraud, document prep, draw down for smooth disbursement of the loans.

**Salary**: Up to ₹30,000.00 per month

Supplemental pay types:

- Performance bonus

Ability to commute/relocate:

- Poonamallee, Chennai, Tamil Nadu: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work: 1 year (preferred)

**Speak with the employer**
+91 9353204897


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