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Credit Officer
1 week ago
Immediate Recruitment
**Job Description**:
Role: *Credit Officer* - Aditya Birla Finance Limited
Product: Micro LAP
Salary : Upto 3.3 LPA
Qualification: Any UG/ PG
Eligibility: 1-3 Years Experience In Micro LAP/ Home Loan ( Not in Sales)
Location: *Poona*
**Responsibilities**:
~Review loan requests
~Assess clients’ financial status
~Evaluate creditworthiness and risks
~Contact clients to gather financial data and documentation
~Analyze risks and approve or reject loan requests
~Calculate financial ratios (e.g. credit scores and interest rates)
~Set up payment plans
~Follow up with clients about loan renewals
~Monitor progress of existing loans
Requirements and skills:
~Hands-on experience with lending procedures and products
~Ability to create and process financial spreadsheets
~Strong analytical skills
~Customer service experience
Immediate Joining/ 1 month notice period acceptable
**Job Types**: Full-time, Permanent
**Salary**: ₹22,000.00 - ₹28,000.00 per month
**Benefits**:
- Health insurance
- Provident Fund
Schedule:
- Day shift
Supplemental pay types:
- Performance bonus
- Yearly bonus
Ability to commute/relocate:
- Poonamallee, Chennai, Tamil Nadu: Reliably commute or planning to relocate before starting work (required)
**Experience**:
- total work: 1 year (required)
**Speak with the employer**
+91 8525836241
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