Credit Risk Professional

1 day ago


Navi Mumbai, Maharashtra, India Mizuho Full time

About Mizuho

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Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, one of Japan's largest banks. Established in 2020, MGS focuses on creating a captive global processing centre for remotely handling banking and IT related operations across the globe.

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We foster a culture driven by ethical values and support diversity in all its forms for our talent pool. Our direction is guided by three key pillars: Mutual Respect, Discipline, and Transparency, which serve as the baseline for every process and operation at MGS.

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What We Offer

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Experience immense exposure and learning opportunities. Enjoy excellent career growth and work with highly passionate leaders and mentors. You will have the ability to build things from scratch.

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Job Overview

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As a Credit Risk Professional, you will be responsible for ensuring control over credit risk rating for assigned customers. This includes ensuring accurate inputting of financial statements in the pre-defined format for further financial analysis and rating review processes. Your tasks will also involve timely and accurate processing of credit rating applications for all assigned cases.

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You will coordinate closely with assigned Mizuho Overseas branches for smooth closure and ensure all Compliance-related guidelines, including periodic trainings, are completed well before due dates. Additionally, you will complete credit rating for assigned customers by the service branch, review credit rating applications for assigned overseas offices, and act as a Branch/Project PIC as assigned.

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Key Responsibilities:

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  • ">
  • Ensure control over credit risk rating for assigned customers.">
  • Ensure accurate inputting of financial statements in the pre-defined format for further financial analysis and rating review processes.">
  • Timely and accurate processing of credit rating applications for all assigned cases.">
  • Closely coordinate with assigned Mizuho Overseas branches for smooth closure.">
  • Ensure all Compliance-related guidelines, including periodic trainings, are completed well before due dates.">
  • Complete credit rating for assigned customers by the service branch.">
  • Review credit rating applications for assigned overseas offices.">
  • Act as a Branch/Project PIC as assigned.">
  • Write and present credit reports to stakeholders in a timely manner.">
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Requirements

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We are looking for candidates with experience in Corporate credit risk departments or underwriting teams in banks/NBFCs/credit rating agencies. Strong knowledge of Credit risk and Credit underwriting, accounting, banking products, verbal and written communication skills, team management, time management, analytical thinking, and report writing are essential.

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Education

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Bachelor's or Master's degree in Commerce, Chartered Accountancy, CAIIB, FRM, or MBA (Finance)

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Salary Range

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Roughly ₹10-14 lakhs per annum



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