Strategic Credit Risk Manager
15 hours ago
About LiquiLoans
LiquiLoans is a leading fintech company providing personal and two-wheeler loans to customers across the country.
Our mission is to provide easy and fast access to credit for millions of Indians, while ensuring that we maintain high standards of risk management and compliance.
Job Description:
We are seeking an experienced Credit Risk Manager to join our team. As a key member of our credit risk function, you will be responsible for developing and implementing credit risk assessment criteria and methodologies to evaluate the creditworthiness of potential borrowers.
You will work closely with our underwriting team to identify areas of improvement in credit risk assessment and develop strategies to enhance approval rates and reduce non-performing assets (NPAs).
Key Responsibilities:
- Develop and implement credit risk assessment criteria and methodologies
- Work with underwriting team to improve credit risk assessment processes
- Identify areas of improvement in credit risk assessment and develop strategies to enhance approval rates
- Analyze credit portfolio performance and identify trends and areas of concern
- Implement systems and processes to monitor credit exposures and track key credit underwriting metrics
- Provide insights and recommendations for optimizing the credit portfolio to business teams
- Generate regular reports for senior management and stakeholders on the credit portfolio's performance and risk profile
Requirements:
To be successful in this role, you should have:
- MBA or BE/B.Tech degree in Finance, Economics, or related field
- 3-6 years of experience in credit risk management, policy management, or related field
- Strong analytical and problem-solving skills
- Excellent communication and presentation skills
- Knowledge of risk identification and mitigation techniques
- Experience with credit scoring frameworks and policy monitoring
What We Offer:
We offer a competitive salary package, including:
- Average annual salary: ₹1,200,000 - ₹1,500,000
- Bonus structure based on individual and team performance
- Comprehensive health insurance coverage
- Flexible working hours and remote work options
- Opportunities for career growth and professional development
Location:
This role is based in [Location], but we offer flexible working arrangements and remote work options for candidates who prefer to work from home or other locations.
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