Senior Loan Review Specialist

1 week ago

Bengaluru, Karnataka, India beBeeCreditRiskAssessor Full time ₹ 1,04,000 - ₹ 1,30,878
Job Description:

As a Credit Manager, you will be responsible for reviewing and assessing complex loan applications within defined guidelines, taking decisions or recommending approval to higher authorities. You will also underwrite proposals as per laid down policies & procedures, honoring agreed SLAs and managing city/area business volumes.

Key responsibilities include conducting personal discussions with customers to establish credit worthiness, ensuring completion of credit/KYC documents and verification- telephonic, field & collateral visits. You will also assess income to obligation ratios, maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster, and regularly report the same.

Required Skills and Qualifications:
  • Strong analytical skills with ability to review and assess complex loan applications.
  • Excellent communication and interpersonal skills with ability to conduct personal discussions with customers.
  • Knowledge of credit risk assessment and management principles.
  • Ability to work in a team environment and contribute to achieving business objectives.
Benefits:
  • Competitive salary and benefits package.
  • Opportunities for career growth and professional development.
  • A dynamic and supportive work environment.
Others:

As a Credit Manager, you will play a critical role in facilitating quick turnaround time of credit lending proposals for the business in close liaison with the sales team. You will also undertake ongoing review of credit exposures to ensure that the exposure continues to be bankable.

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