Senior Credit Risk Auditor

20 hours ago


Mount Abu, Rajasthan, India beBeeCredit Full time ₹ 6,00,000 - ₹ 12,00,000
Credit Audit Professional

Job Summary:

  • The Credit Audit role entails conducting comprehensive credit audits of Wholesale Banking and SMEs.

Audit Objectives:

  • To review both pre- and post-sanction, disbursement, and monitoring processes.
  • Lead or participate in all business credit audits and lead a team of 2-4 auditors.
  • Timely commencement and closure of audits, including documentation of working papers.
  • Preparation and submission of audit reports within the stipulated timeframe.
  • Timely submissions of RBI data, Tranche III, and other regulatory requirements.
  • Ensuring quality of audit reports, correctness, consistency of data furnished, emphasis on policies, internal guidelines, process, practices, and people, revenue assurance, and risk coverage.
  • Carrying out assignments such as review of processes, thematic audits, checklists, and special audits.
  • Coordinating with concurrent auditors for effective monitoring and ensuring the quality of concurrent audit reports.
  • Examining and providing comfort to Team Lead Audit on all developments in Credit-related areas to provide assurance on regulatory and other control requirements of the Bank. Simultaneously devising audit checklists for use by internal/concurrent auditors and testing processes/procedures to foresee pitfalls and bottlenecks and ensure these are audited/resolved.
  • Providing suggestions for improvement to existing processes/systems to line management.


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