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22 hours ago
We are seeking a skilled professional to fill the role of Senior Underwriter.
Job Summary:The Senior Underwriter will be responsible for assessing borrower profiles and making informed credit decisions.
- Evaluate borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
- Conduct a detailed review of credit reports to ensure accurate risk assessment.
- Work on mortgage underwriting, including income calculation, debt-to-income ratio evaluation, loan-to-value ratio analysis, asset assessment, and PITI review.
The ideal candidate will have at least 3.5 years of relevant experience in underwriting and excellent analytical and decision-making skills with high accuracy.
- Minimum 3.5 years of underwriting experience (live/end-to-end).
- Experience in mortgage underwriting, either in the UK or US market, will be considered.
- Strong knowledge of credit report reviews, DTI, LTV, PITI, income, and asset calculations.
To succeed in this role, you must be comfortable working in a fast-paced environment and possess strong communication and stakeholder management skills.
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