
Senior Credit Strategist
3 days ago
The ideal candidate will be responsible for leading the credit risk management function, ensuring that all lending activities are aligned with business objectives and regulatory requirements.
- Credit Policy Development: Design, implement, and monitor credit policies, frameworks, and processes for SME/MSME lending and supply chain financing.
- Credit Appraisal and Underwriting: Lead the credit appraisal and underwriting function, including assessment of borrower risk, financial due diligence, and creditworthiness evaluation.
- Portfolio Management: Oversee portfolio quality, delinquency management, and design early warning mechanisms to mitigate risk.
The successful candidate will have a strong understanding of credit risk management principles, experience in leading cross-functional teams, and excellent communication and leadership skills.
Requirements:
- 8-15 years of experience in credit risk/underwriting, preferably with NBFCs, fintechs, or banks with strong SME/MSME exposure.
- Strong understanding of supply chain finance, bill discounting, invoice financing, and related credit products.
- Proven ability to build credit frameworks from scratch and manage large loan books with quality.
Preferred Qualifications: CA/MBA/FRM or equivalent qualification.
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