Strategic Relationship Developer

2 weeks ago


Mumbai, Maharashtra, India IDFC FIRST Bank Full time

Company Overview

IDFC FIRST Bank is a leading retail bank that provides comprehensive financial solutions to its customers.

Salary

The estimated salary for this role is ₹7-9 lakhs per annum, depending on the candidate's experience and qualifications.

Job Description

This role involves performing credit appraisal of NBFC & NBFC-MFI clients through analysing factors such as AUM growth, Portfolio quality & performance, Portfolio growth, Management quality, CAR, balance sheet analysis etc.

Key Responsibilities:

  • Preparing credit proposals combining financials analysis with sectorial information to support credit committee decisions regarding the client's portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc of the proposed financing.
  • Liaising with Credit Risk, Compliance to get the credit memo approved internally.
  • Handling Early Warning Signal meetings with appropriate responses for each observation, ensuring overall portfolio hygiene.
  • Assisting Relationship Managers & Senior Relationship Managers on client's meetings, internal presentations, and MIS.
  • Loan disbursement & documentation function; liaison with legal, compliance, audit observations aspects of the proposals.
  • Visiting clients to improve business relationship with them.
  • Proactively understanding & assisting RMs/ SRMs in preparation of business/account plans, target client identification.
  • Centre & Branch visits for NBFC/MFIs, regularly interacting with clients, external rating analysts and maintaining call reports.
  • Analysing quarterly financial performance, Receivable Audit and highlighting trends and deviations in collections & overall portfolio quality periodically.

Required Skills and Qualifications

  • Graduation: Any Graduation
  • Post-graduation: Any Post-graduation
  • Professional Qualification/Certification: Chartered Accountant (CA)

Benefits

  • Competitive salary package
  • Opportunities for career growth and development
  • Collaborative and dynamic work environment


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