
Non-QM Loan Specialist
3 days ago
We are seeking an experienced and skilled Non-QM Loan Specialist to join our team. This key role involves reviewing loan applications, assessing risk, and making informed decisions that align with regulatory guidelines and company policies.
Key Responsibilities:
- Assessing complex financial data, including income calculation, debt to income ratios, and asset statements.
- Reviewing appraisal reports and collateral offered to determine acceptability and appropriate loan to value ratios.
- Documenting and communicating reasons for loan approval or denial.
Requirements:
- Strong analytical skills with the ability to interpret financial data.
- Excellent communication and documentation skills.
- Ability to work independently and as part of a team.
- Familiarity with Non-QM guidelines and QM (Conventional) UW Guidelines.
Benefits:
This role offers a unique opportunity to develop your skills and expertise in Non-QM underwriting. You will have the chance to work with a talented team, learn from industry experts, and contribute to the success of our organization.
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