Chief Credit Analyst

9 hours ago

Kota, Rajasthan, India beBeeCreditManagement Full time ₹ 90,00,000 - ₹ 1,20,00,000
Credit Management Opportunity

We are seeking a skilled Credit Manager to join our team. As a key member of the organization, you will be responsible for evaluating deals and preparing comprehensive financial models.

  • Evaluate deals by understanding industry and business trends, including preparation of credit memos with detailed financial models.
  • Present deal proposals to senior management in a clear and concise PowerPoint format.
  • Monitor disbursement of sanctioned deals while coordinating with internal stakeholders.
  • Submit timely monthly/quarterly monitoring reports to top management.
  • Ensure prompt interest and principal repayments from borrowers.
  • Conduct market research and competitive analysis for informed assessment.
  • Mentor junior analysts and management trainees in the team.

To succeed in this role, you must possess:

  • A strong grasp of industry, financial, and credit principles.
  • Excellent interpersonal and presentation skills.
  • In-depth knowledge of underwriting in corporate/wholesale lending.
  • A thorough understanding of industry cycles and financial ratios.
  • Hands-on experience in credit memo preparation.
  • Advanced financial modeling skills, with the ability to create, read, and maintain complex models in Microsoft Excel.

This is an exciting opportunity for individuals passionate about finance and skilled in credit evaluation. The successful candidate will be responsible for ensuring the efficient processing of loans and maintaining high customer satisfaction levels.

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