Senior Credit Risk Analyst

1 day ago


Kota, Rajasthan, India beBeeRisk Full time ₹ 15,00,000 - ₹ 25,00,000
Enterprise Risk Management Specialist

About the Role:

This position is responsible for developing, implementing, and reviewing credit risk models and associated frameworks to ensure effective risk management across the lending life cycle. The incumbent will work closely with internal teams to strengthen the risk framework, analyze industry data, and prepare management information systems (MIS) / dashboards to inform senior management on changing market conditions.

Key Responsibilities:

  • Develop and implement credit risk models and frameworks to identify and mitigate potential risks
  • Monitor and review portfolio trends to track portfolio quality and early warning signals
  • Evaluate and review risk policies to ensure they are timely and reflective of the dynamic external environment and internal risk appetite
  • Analyze industry data at scale to prepare MIS/dashboards and inform senior management on changing market conditions
  • Coordinate with internal teams to strengthen the risk framework and improve risk management processes

Requirements:

  • Bachelor's or Master's degree in a relevant field from a top-tier college
  • 3-6 years of experience in managing risk in a non-banking financial company (NBFC), fintech, or lending organization
  • 2+ years of experience in Python and SQL is mandatory
  • Excellent understanding of data and ability to bring insights
  • Sound knowledge of statistical models
  • Experience in microfinance or MSME lending is an added advantage

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