
Credit Risk Leader
1 day ago
Risk Management Expert
Seeking a seasoned risk management expert to spearhead our credit risk initiatives. The ideal candidate will develop, implement, and review credit risk models and associated frameworks in an unsecured rural/semi-urban lending context.
- Develop and implement credit risk strategies across the lending life cycle-acquisition, underwriting, cross-sell & collections.
- Monitor and analyze portfolio trends to track portfolio quality on accepted risk parameters.
- Ensure timely review of risk policies and maintain alignment with dynamic external environments and internal risk appetites.
- Prepare and present key performance indicators (KPIs) to senior management to inform business decisions.
- Review processes for adherence to risk policies and ensure controls are effectively in place.
Eligibility Criteria:
- Bachelor's or Master's degree from a top-tier college.
- 3-6 years of experience in managing risk in a financial institution.
- Proficiency in Python and SQL is mandatory.
- Excellent data analysis skills and ability to bring insights.
- Strong understanding of statistical models and their applications.
- Experience in microfinance/MSME lending is a plus.
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